Health & Freedom '08 incentives

In January and February, entice prospects to attend Health & Freedom Presentations with a chance to win a trip for two to Orlando, Florida. Guests and their sponsoring Associates will win. Travel dates are Monday, April 21 to Sunday, April 27, 2008. Trip includes airfare for two to Orlando; two-day Walt Disney World Park Hopper passes; six-night hotel stay at the Peabody Orlando, a 4-Star, 4-Diamond hotel; and tickets to the Orlando Celebration.How to EnterEach guest will need to fill out a contest entry form. As a sponsoring Associate, you will need to download and complete your portion of the form for each guest prior to the presentation. The meeting host is responsible for sending entries to USANA. (Consider providing a box for collecting entries.) Because of the quick turnaround time, we suggest hosts either fax entries or mail through Priority Mail or FedEx. Please only use one method of sending contest entries.Mail: USANA Data ProcessingOrlando Trip DrawingAttn: Geri Cleveland90 LodestoneTooele UT 84074Fax: 1-800-289-8081 Two trips will be awarded each week. Weekly winners will be drawn and announced every Wednesday via e-mail. Non-winning entries will be carried over to the next week’s drawing. The sooner your entries are received, the better chances you and your guests will have of winning. Deadline for entries is noon (MST) on dates as follows:

January
01/15/08
01/22/08
01/29/08

February
02/05/08
02/12/08
02/19/08

Get full rules and more details on USANAtoday.

Webcast Presentations and Training

Success Connection
Webcast Presentations and Training

http://www.myeconference.org/

(Visit the link above to access ALL of the webcasts listed -- new webcasts starting in October)

Featured Webcasts for January 6 - 12:

Health & Freedom for Moms

Prior to finding USANA, Jamie Jachimiec earned a BFA graduate in theatre and has worked various "jobs" ranging from flight attending to church administration. After having her first child, she was determined to earn money from home and raise her children the "good ol' fashioned way" --meaning no day care. After two years of searching and extensive research (and then pregnant with their second child) Jamie and her husband, Joe, found USANA Health Sciences and have been growing in business, family, and health ever since! Join Jamie as she shares with you USANA's Health & Freedom from a mom's perspective.
Saturday, January 12 (9:00 - 10:00 am) *Health & Freedom Room

Health & Freedom

Bev Jambois, currently a Ruby Director in USANA, was a practicing attorney before she started her USANA business. Bev joined USANA when a neighbor asked her to take a look at the Product Information booklet. Bev made it clear she had no intention of doing USANA as a business but wanted to get a discount on the products and she was helping her neighbor out. However, after losing 4 dress sizes in 4 months by using USANA products Bev's friends and acquaintances wanted to know what Bev was doing and she started signing up customers and was getting enough income to cover her monthly product expenses. . Bev was able to quit the practice of law and became a foster parent. Bob was the longest serving District Attorney in Kenosha County, Wisconsin history before taking the position of Chief Legal Counsel for the Wisconsin Department of Transportation. Together they are Ruby Directors in USANA. Pam Dunwald has been an R.N. for over 24 years and is a Director with USANA Health Sciences.

Join them as they give a Health & Freedom Presentation.
Tuesday, January 8 (6:00 - 7:00 pm) *
Health & Freedom Room


Training
Gold Director, Annette Walbon, is passionate about training. She has created a team with a focus on retention, which has solidified her success in USANA. She is excited to help you train your new Associates about the basics of USANA. In this training, Annette covers your Partners and Resources, the Definition of a USANA Business, in addition to Successful Foundations, Your Beliefs and the "Entrepreneurial Mindset."
Monday, January 7 (6:00 - 7:00 pm) *

Education & Training Room

Webcasts Coming Soon!

Financial Advisors Perspective
Additional Chiropractor Presentations
Gen Y Health & Freedom
** Note: All webcast times are listed in Pacific Time Zone. **

Many webcasts are scheduled weekly. You can be confident about inviting, because you KNOW these presentations are there for you and your guests. These webcasts are available to all USANA Associates and their guests at no cost.

Watch for more Health & Freedom Presentations at convenient times for Pacific and Eastern Time Zones.

Weekly Events in the Health & Freedom Room:
Every Tuesday at 6pm- H/F Presentation, Rotating Speakers

Weekly Events in the Training Room:
Every Monday at 6pm- Getting Started Training, Annette Walbon (Starting in October these will be held every Monday)

Weekly Health & Freedom Presentations in Other Languages:
1st Wednesday of each month - Mandarin Chinese
3rd Friday of each month - Cantonese

Weekly Webcasts in the Special Events Room:
Please visit the calendar (link below) regarding webcasts in the Special Events room. There is a repeating cycle for each topic. For example, the fourth Wednesday of each month is for Chiropractors and the second Monday of each month is for Personal Trainers.

Click here for the complete calendar of events

RESET YOUR BODY - RESET YOUR FINANCES

RESET YOUR BODY - RESET YOUR FINANCES!

Hosted by 2-Star Diamond Directors, Bud and Bunny Barth

Featured Guest Speaker: Ladd McNamara, M.D.
Expert in Nutraceutical Supplementation & Anti-Aging Medicine,
Best-selling Author and International Speaker


Create Permanent Weight Loss Without the Cravings!!!
Have More Energy, Better Focus & Feel Great
Improve Your Health and the Health of Your Family
Learn how to Create a Lifetime Stream of Residual Income
You are in Business for Yourself, but not by Yourself
Low Start Up Cost, and High Income Potential in the Next Trillion Dollar Industry: The Health & Wellness Industry
Thursday, January 17, 2007 – 7:00-8:45 PM
*****NEW LOCATION!!!!!*****
Laguna Hills Community Center
25555 Alicia Parkway
Laguna Hills, California

For Information call
Nadine Lederfine - 562-972-2753 or
Kathleen Rockney - 714-968-5102
ASSOCIATES - $10 GUESTS ARE FREE

Health & Freedom '08

USANA will also be offering the presentation. There will be NO phone line available to dial into, so you will need to listen to the audio through your computer. There are three rooms set up for each Web conference on the East and West Coast. 2008 H&F Presentation Kick Off - East Coast (East of Texas) Time: 6:00 p.m. MST

Live Meeting Links:

Northeast
https://www.livemeeting.com/cc/usana500/join?

Central
https://www.livemeet%20ing.com/cc/usana500/join?

Southeast
https://www.livemeet%20ing.com/cc/usana500/join?

2008 H&F Presentation Kick Off -

West CoastTime: 8:00 p.m. MST

Live Meeting links:
Northwest https://www.livemee%20ting.com/cc/usana500/join?

Centralhttps://www.livemee%20ting.com/cc/usana500/join?

Southwest https://www.livemee%20ting.com/cc/usana500/join?

We look forward to having you join one of these incredible events.
Health & Freedom '08 is sure to be a smash hit!

Health & Freedom 08 Presentation THURSDAY NIGHT!

Health & Freedom 08 Presentation THURSDAY NIGHT!

We will be hosting a Health & Freedom 08 Presentation in El Paso this Thursday night for you and your guests in the El Paso / Las Cruces area.
Wingate Inn & Suites
6351 Gateway West (I-10 & Geronimo)
El Paso, TX
Thursday, January 10, 2008
7:30 pm (registration starts at 7pm)

If you are not in the El Paso area, you might be located near one of the large cities below where you can take advantage of the LIVE presentations via satellite... or you may have guests living in these cities. If you do, you'll want to get as many people as you can to these presentations! USANA is also offering these presentation via webcast for those of you who are not near a live presentation. See the links and other information below.

This is also perfect for your guests! Just send them the links so they can watch the presentation and followup with them afterwards! Let's get as many people as we can to these presentations and launch our businesses in 2008!

USANA could be broadcasting a live version of the new Health & Freedom Presentation near you. Check these listings for the locations where they will be appearing. Details will be announced as available.

Do You Know Anyone Born Between 1965 and 1980?

For Gen X, it's time to grow up and get a broker
Many say they have high debt, little ability to save for retirement
Usana Difference Author says they need the USANA opportunity

By Jennifer Alsever
MSNBC contributor
updated 5:52 p.m. CT, Thurs., Nov. 8, 2007

Generation X may have shed the slacker image over the past decade as its members moved beyond coffee shop jobs and into the suburbs, SUVs and corporate boardrooms. But when it comes to saving for retirement, the description still fits.

Most Gen Xers, the oldest of whom are heading into their 40s, are woefully behind in saving for retirement. Nearly half of the 5,000 Gen Xers surveyed by Charles Schwab this year said they are so saddled with debt or live on such tight budgets they can’t even think about saving.

“They’re not a saving generation — they’re spenders,” said Gio Van Remortel, a 36-year-old who studies her generation as a futurist at Social Technologies, a research and consulting firm in Washington.

Melanie Keller, 35, admits that fact. She worries about retirement because she only has $3,000 put away in a 401(k) plan and has no other investments. But instead of socking away money for retirement, the pharmaceutical saleswoman is trying to save $60,000 so she can buy a starter home where she lives in San Jose, Calif.

“I am worried, but I don’t feel like after I pay all the bills — with rent, car payment — I have enough money” for savings, she said.

Indeed, the expenses of a house, car and all the other possessions that go along with being an adult often leave Gen Xers very little to sock away in a 401(k) system that grows money incrementally, said Van Remortel. Even if they are not supersizing their lives and living beyond their means, she said, many Gen Xers — generally defined as those born from 1965 to 1980 — carry significant debt due to college alone. Once they have kids, they begin to worry about saving for their college educations, and retirement planning often drops in priority.

Recognizing those pressures, investment firms are offering new incentives tailored to get Gen Xers to invest. The Principal Financial Group, which runs 401(k) plans for 47,000 employers and their 3 million workers, offers free music downloads to people who boost their contributions to retirement accounts. The company also sends financial counselors to the offices of their clients to offer free advice on 401(k) planning.

Fact File | Generation X
— 62 percent say they live paycheck to paycheck.
— 56 percent have an outstanding credit-card balance of $3,000 or more.
— 62 percent of women say they have not bought any investment products.
— 45 percent of women would buy 30 pairs of shoes before saving $30,000 in retirement assets.
— 65 percent of women and 48 percent of men said they do not know how a mutual fund works.
— Nearly 65 percent did not know that when interest rates go up bond prices typically go down.
— 38 percent of women have not started saving for retirement.
Source: OppenheimerFunds

Broker Charles Schwab meanwhile has lowered its minimum balances to $100 for people opening new investment accounts and offers high-yield checking accounts linked to brokerage accounts. “If they can start with a checking account, they can invest easily over time,” said Jonathan Craig, a vice president at Schwab.

Still, Gen Xers may face bigger financial challenges than their parents and grandparents did. On top of the big mortgages, college loans and the rising child education costs, they face the fact that few employers offer traditional pensions anymore, meaning they take on more of the burden of retirement. Plus, the future of Social Security is more uncertain than ever. Unless Congress makes changes, the trust fund that helps pay for the federal entitlement is likely to be exhausted by 2040 — about the time most Gen Xers hit retirement.

Credit card debt, too, remains another big roadblock to many people. As many as 40 percent of Gen X women and 58 percent of men said they carried a credit card balance of $5,000 or more, according to a 2006 survey of 300 people by OppenheimerFunds. Nearly half of women interviewed said they would rather buy 30 pairs of shoes than save $30,000 for retirement.

Waiting to pay off that debt before saving for retirement could be a big mistake, said Doug Charney, president of the Charney Investment Group of Wachovia Securities in Harrisburg, Pa.

“Pay yourself first,” Charney said. He advises people to set aside at least 15 percent of their income into a retirement account. If that’s too much, people should start small with maybe 4 percent or 5 percent and gradually increase the contribution as they get pay raises.

“If you don’t save 10 percent of your income, you won’t be able to maintain the lifestyle you’re used to,” Charney said. For many people, that equates to saving about $2 million by retirement, after accounting for inflation. Those who haven’t put away enough money may have to work into their 70s. (Charney later sent an e-mail raising his target to 15 percent of income.)

Still, many people don’t understand how to invest or what is the best way to invest, and some are spending the retirement money they do save, according to surveys by financial institutions. As many as 40 percent of people cash out their 401(k) money when they leave a job rather than rolling the money over to grow in another retirement account, according to the Principal Financial Group.

Count Robert Betts as one of those people who made that decision. Burned out on his job at a Manhattan advertising agency, the 36-year-old Betts quit his job in 2005 and blew through $28,000 from his 401(k) plan while unemployed for 18 months. Now working for a Denver ad agency, he puts $500 a month into his 401(k) in an effort to catch up.

“When you see your 401(k) grow on top of what you put into it, it’s tough to swallow that you could have been doing that for 10 years,” said Betts. But he doesn’t regret using the retirement money to take time to clear his head.

“I could die poor in the gutter at 60, and I wouldn’t regret taking that money,” he said. “I’m much happier, and my career is on track.”

RESET Games Kick-off call on Wednesday, January 2

Join us for the RESET Games Kick-off call on Wednesday, January 2 to learn how you and your team can participate in the 2nd Annual RESET Games. Executive Vice President of Customer Relations Mark Wilson will host the call with special guests, Jennifer Azzi and Gina Hampton, RESET Games winners from last year!

Don’t miss it. This is the opportunity to jump start your business in 2008!

January 2
RESET Games: 12-Week Lifestyle Challenge Kick Off
Time: 6:00 p.m. MST (Not in a MST time zone? Click here to convert to your time zone)
Call-in Number: 641-594-7500
PIN: 641342

Live Meeting link:
(East) https://www106.livemeeting.com/cc/usana500/join?id=RESET08E&role=attend

(West) https://www106.livemeeting.com/cc/usana500/join?id=RESET08W&role=attend

For more information on the RESET Games, visit: http://products.usana.com/en/products/us/macros/reset