RESET YOUR BODY - RESET YOUR FINANCES!
Hosted by 2-Star Diamond Directors, Bud and Bunny Barth
Featured Guest Speaker: Ladd McNamara, M.D.
Expert in Nutraceutical Supplementation & Anti-Aging Medicine,
Best-selling Author and International Speaker
Create Permanent Weight Loss Without the Cravings!!!
Have More Energy, Better Focus & Feel Great
Improve Your Health and the Health of Your Family
Learn how to Create a Lifetime Stream of Residual Income
You are in Business for Yourself, but not by Yourself
Low Start Up Cost, and High Income Potential in the Next Trillion Dollar Industry: The Health & Wellness Industry
Thursday, January 17, 2007 – 7:00-8:45 PM
*****NEW LOCATION!!!!!*****
Laguna Hills Community Center
25555 Alicia Parkway
Laguna Hills, California
For Information call
Nadine Lederfine - 562-972-2753 or
Kathleen Rockney - 714-968-5102
ASSOCIATES - $10 GUESTS ARE FREE
Showing posts with label Sports. Show all posts
Showing posts with label Sports. Show all posts
Tuesday, January 8, 2008
Friday, December 14, 2007
Integritas Group Community Call - DEC 15th, 2007
Steve Swartz is hosting this Saturday's Community Call and he says "Bring 2 people ... 2 downline ... 2 crossline ... 2 friends ... JUST BRING 2!
"Integritas Group Community Call Phone: 605-990-0400
Access Code: 1095879#
Inviting Formula Testimonials from IG team members...hear it from those getting results!
Where they came from and where they are now!The USANA tools you MUST HAVE for the Holidays!
"Integritas Group Community Call Phone: 605-990-0400
Access Code: 1095879#
Inviting Formula Testimonials from IG team members...hear it from those getting results!
Where they came from and where they are now!The USANA tools you MUST HAVE for the Holidays!
Wednesday, December 12, 2007
USANA Health Sciences to Present at Wedbush Morgan's 8th Annual California Dreamin' Conference
Friday December 7, 2:14 PM EST
SALT LAKE CITY, Dec 07, 2007 (BUSINESS WIRE) -- USANA Health Sciences, Inc. (USNA) announced today that it will present at Wedbush Morgan's 8th Annual California Dreamin' Conference in Santa Monica, California. Gilbert A. Fuller, Executive Vice President and Chief Financial Officer, is scheduled to present to leading institutional investors on Tuesday, December 11, 2007, at 10:30 a.m. PT at the Fairmont Hotel.
Those interested in listening to the webcast may access it through USANA's Web site at http://www.usanahealthsciences.com/. An archived replay of the presentation will also be available approximately one hour following the live presentation at the company's Web site and will remain accessible for 90 days.
About USANA
USANA develops and manufactures high quality nutritional and personal care products that are sold directly to Associates and Preferred Customers throughout the United States, Canada, Australia, New Zealand, Hong Kong, Japan, Taiwan, South Korea, Singapore, Mexico, Malaysia, the Netherlands, and the United Kingdom. More information on USANA can be found at http://www.usanahealthsciences.com/.
SOURCE: USANA Health Sciences, Inc.CONTACT: USANA Health Sciences, Inc.
Patrique Richards, 801-954-7100 (Investor Relations) investor.relations@us.usana.com
Copyright Business Wire 2007
SALT LAKE CITY, Dec 07, 2007 (BUSINESS WIRE) -- USANA Health Sciences, Inc. (USNA) announced today that it will present at Wedbush Morgan's 8th Annual California Dreamin' Conference in Santa Monica, California. Gilbert A. Fuller, Executive Vice President and Chief Financial Officer, is scheduled to present to leading institutional investors on Tuesday, December 11, 2007, at 10:30 a.m. PT at the Fairmont Hotel.
Those interested in listening to the webcast may access it through USANA's Web site at http://www.usanahealthsciences.com/. An archived replay of the presentation will also be available approximately one hour following the live presentation at the company's Web site and will remain accessible for 90 days.
About USANA
USANA develops and manufactures high quality nutritional and personal care products that are sold directly to Associates and Preferred Customers throughout the United States, Canada, Australia, New Zealand, Hong Kong, Japan, Taiwan, South Korea, Singapore, Mexico, Malaysia, the Netherlands, and the United Kingdom. More information on USANA can be found at http://www.usanahealthsciences.com/.
SOURCE: USANA Health Sciences, Inc.CONTACT: USANA Health Sciences, Inc.
Patrique Richards, 801-954-7100 (Investor Relations) investor.relations@us.usana.com
Copyright Business Wire 2007
Monday, December 3, 2007
The JAY That Keeps Giving!
The Gift That Keeps Giving!
Upgrade to 3 Business Centers!
It was a great gift . . .
We all have similar stories! Someone . . . a friend . . . an associate . . . a family member . . . or maybe even a total stranger . . . took a deep breath to get up the courage to approach you with a gift of health and wealth: They asked you to look at the USANA opportunity!
It's the greatest gift we've ever received! It truly is the "The Gift That Keeps on Giving!" That's what Residual Income is! Like the Energizer Bunny it keeps going and going and going! For us, it been sending weekly checks for 10 and 15 years - and it doesn't stop! What a great gift!
Have you ever received a gift you didn't fully appreciate? Maybe you got the little Energizer Bunny but never found the switch that turned it on! Well, the switch is activated by reaching into the center of YOUR heart and GIVING - just like the person that shared it with you!
'tis the Season - for Giving! What a great time of the year for sharing with those we love the gift of Healthy Wealth! It's simple: ALWAYS have a Health and Freedom Newspaper or Success For Home Magazine with you and start giving them away! To everyone you meet. Some will see it as a funny little bunny but others, with your help, will find the switch! You can't control what they do - only what you do!
And now - for a limited time - USANA is offering another gift! If you or anyone in your downline are a 1 BC Associate, you have until December 28th to upgrade to a 3 BC Associate!
Login for the details. What a great way to turn on and leverage the power of your business. It's been several years since USANA has offered this opportunity - don't miss this opportunity to make sure everyone on your team is a 3 BC Associate - it can double your income! This is a limited opportunity - we must act now!
You Can Make A Difference!
Upgrade to 3 Business Centers!
It was a great gift . . .
We all have similar stories! Someone . . . a friend . . . an associate . . . a family member . . . or maybe even a total stranger . . . took a deep breath to get up the courage to approach you with a gift of health and wealth: They asked you to look at the USANA opportunity!
It's the greatest gift we've ever received! It truly is the "The Gift That Keeps on Giving!" That's what Residual Income is! Like the Energizer Bunny it keeps going and going and going! For us, it been sending weekly checks for 10 and 15 years - and it doesn't stop! What a great gift!
Have you ever received a gift you didn't fully appreciate? Maybe you got the little Energizer Bunny but never found the switch that turned it on! Well, the switch is activated by reaching into the center of YOUR heart and GIVING - just like the person that shared it with you!
'tis the Season - for Giving! What a great time of the year for sharing with those we love the gift of Healthy Wealth! It's simple: ALWAYS have a Health and Freedom Newspaper or Success For Home Magazine with you and start giving them away! To everyone you meet. Some will see it as a funny little bunny but others, with your help, will find the switch! You can't control what they do - only what you do!
And now - for a limited time - USANA is offering another gift! If you or anyone in your downline are a 1 BC Associate, you have until December 28th to upgrade to a 3 BC Associate!
Login for the details. What a great way to turn on and leverage the power of your business. It's been several years since USANA has offered this opportunity - don't miss this opportunity to make sure everyone on your team is a 3 BC Associate - it can double your income! This is a limited opportunity - we must act now!
You Can Make A Difference!
Integritas Training Schedule weeek of DEC 3-8th, 2007
Here's the training schedule for the week. Please double check with the calendar in your Integritas website for any changes or if you have questions.All training events and conference calls are open to the USANA Family. Feel free to invite anyone who can benefit.
** Monday 9:00 PM EST - Health and Freedom WebcastBring your guests here to learn about the USANA opportunity.http://www.integritas-group-webcast.com/ - for associates http://www.viewthewebcast.com/ - for prospects712-432-3000, 1252519:00 PM EST - Live Prospecting CallsCome listen to a top leader make live prospecting calls.605-990-0400, 1095879#9:30 PM EST - Reset Presentation with Dr. Ray Strand and Eric Linscheid 35-minute presentation followed by questions & answershttp://www.losethecravingsnow.com/218-486-1300, 651953
** Tuesday9:00 PM EST - Health and Freedom WebcastBring your guests here to learn about the USANA opportunity.http://www.integritas-group-webcast.com/ - for associates http://www.viewthewebcast.com/ - for prospects712-432-3000, 12525110:00 PM EST - TEAM TRAINING: Simon Chan, John Goerlitz, Kim KollerThis training contains important updates and critical skills that are important for success.http://www.training.usana.com/605-990-0300 384115#
** Wednesday9:00 PM EST - Fast Start Training Webcasthttp://www.integritas-group-faststart.com/218-486-1300, 6519539:00 PM EST Integritas System Support Webcast 1 hour of open Q+A on the system, training, marketing, etc led by an Integritas Experthttp://www.integritas-group-information.com/605-990-0200, 635978#11:00 PM EST - Health and Freedom WebcastBring your guests here to learn about the USANA opportunity.http://www.integritas-group-webcast.com/ - for associates http://www.viewthewebcast.com/ - for prospects712-432-3000, 125251
** Thursday9:00 PM EST - Health and Freedom WebcastBring your guests here to learn about the USANA opportunity.http://www.integritas-group-webcast.com/ - for associates http://www.viewthewebcast.com/ - for prospects712-432-3000, 12525110:00 PM EST - CHINESE TEAM TRAINING: Simon Chan, Andrew Hu, Jacey ZhangEach week's training contains important updates and critical skills that are important for success. http://www.chinesetraining.usana.com/605-772-3001, 504810#
** Saturday11:00 AM EST - Integritas Group Community Call: Silver Director Eric Linscheidhttp://www.integritas-group-webcast.com/605-990-0400, 1095879#Eric will give you tips for getting RESET customers during this holiday season, with specific phrases to use, how to setup a RESET team for the New Year, key dates to use and step-by-step programming for success.He will NOT cover the basics on getting RESET customers. This call assumes that the listener has those basic skills.
** Monday 9:00 PM EST - Health and Freedom WebcastBring your guests here to learn about the USANA opportunity.http://www.integritas-group-webcast.com/ - for associates http://www.viewthewebcast.com/ - for prospects712-432-3000, 1252519:00 PM EST - Live Prospecting CallsCome listen to a top leader make live prospecting calls.605-990-0400, 1095879#9:30 PM EST - Reset Presentation with Dr. Ray Strand and Eric Linscheid 35-minute presentation followed by questions & answershttp://www.losethecravingsnow.com/218-486-1300, 651953
** Tuesday9:00 PM EST - Health and Freedom WebcastBring your guests here to learn about the USANA opportunity.http://www.integritas-group-webcast.com/ - for associates http://www.viewthewebcast.com/ - for prospects712-432-3000, 12525110:00 PM EST - TEAM TRAINING: Simon Chan, John Goerlitz, Kim KollerThis training contains important updates and critical skills that are important for success.http://www.training.usana.com/605-990-0300 384115#
** Wednesday9:00 PM EST - Fast Start Training Webcasthttp://www.integritas-group-faststart.com/218-486-1300, 6519539:00 PM EST Integritas System Support Webcast 1 hour of open Q+A on the system, training, marketing, etc led by an Integritas Experthttp://www.integritas-group-information.com/605-990-0200, 635978#11:00 PM EST - Health and Freedom WebcastBring your guests here to learn about the USANA opportunity.http://www.integritas-group-webcast.com/ - for associates http://www.viewthewebcast.com/ - for prospects712-432-3000, 125251
** Thursday9:00 PM EST - Health and Freedom WebcastBring your guests here to learn about the USANA opportunity.http://www.integritas-group-webcast.com/ - for associates http://www.viewthewebcast.com/ - for prospects712-432-3000, 12525110:00 PM EST - CHINESE TEAM TRAINING: Simon Chan, Andrew Hu, Jacey ZhangEach week's training contains important updates and critical skills that are important for success. http://www.chinesetraining.usana.com/605-772-3001, 504810#
** Saturday11:00 AM EST - Integritas Group Community Call: Silver Director Eric Linscheidhttp://www.integritas-group-webcast.com/605-990-0400, 1095879#Eric will give you tips for getting RESET customers during this holiday season, with specific phrases to use, how to setup a RESET team for the New Year, key dates to use and step-by-step programming for success.He will NOT cover the basics on getting RESET customers. This call assumes that the listener has those basic skills.
Tuesday, November 27, 2007
About USANA
About USANA
News Release
USANA Named One of Utah's 'Best Companies to Work For' by Utah BusinessS
ALT LAKE CITY--(BUSINESS WIRE)--Nov. 21, 2007--
USANA Health Sciences, Inc. (NASDAQ: USNA) was recently named one of Utah's "Best Companies to Work For" in Utah Business magazine's November cover story. This is the second consecutive year that USANA was recognized by the magazine for providing its employees with a fun, rewarding, and healthy place to work.
Utah Business selected USANA and 11 other Utah-based companies for this recognition, which was based on a rigorous review of each company's benefits and policies as well as a satisfaction survey completed by a large percentage of employees. According to the article, companies that were recognized consider their employees' satisfaction a key component to their success and encourage personal growth in multiple ways.Utah Business recognized USANA for providing its nearly 600 Utah employees with a culture of health and wellness.
Employees enjoy an incredible array of programs and perks that encourage them to live healthier lives, including on-site fitness facilities and a full-time professional trainer, nearly $1,900 of free USANA nutritional products per employee each year, and a corporate cafe that offers healthy alternatives for workday meals."USANA is honored to be recognized once again for providing our employees with a stellar workplace," USANA President Dave Wentz said. "We are known around the world for our strong commitment to advancing health and nutrition, a commitment that starts with our employees.
"USANA also aims to provide staff members with an unbeatable workplace, including fostering a fun and interesting environment, offering ample opportunities for advancement, and placing real value on employees' talents and ideas."Everything from our on-site volleyball court to our annual Halloween family party to our numerous community volunteer opportunities help USANA employees feel appreciated and respected," Wentz concluded. "We truly value everything our employees bring to the table, and we try to show that to them in every way we can."
About
USANAUSANA Health Sciences develops and manufactures high-quality nutritionals, personal care, and weight management products that are sold directly to Preferred Customers and Associates throughout the United States, Canada, Australia, New Zealand, Hong Kong, Japan, Taiwan, South Korea, Singapore, Malaysia, Mexico, the Netherlands and the United Kingdom.
For more information about USANA,
please visitwww.usanahealthsciences.com
CONTACT: USANA Health Sciences, Inc.
Dan Macuga, 801-954-7280
Dan.Macuga@us.usana.com
SOURCE: USANA Health Sciences, Inc.
News Release
USANA Named One of Utah's 'Best Companies to Work For' by Utah BusinessS
ALT LAKE CITY--(BUSINESS WIRE)--Nov. 21, 2007--
USANA Health Sciences, Inc. (NASDAQ: USNA) was recently named one of Utah's "Best Companies to Work For" in Utah Business magazine's November cover story. This is the second consecutive year that USANA was recognized by the magazine for providing its employees with a fun, rewarding, and healthy place to work.
Utah Business selected USANA and 11 other Utah-based companies for this recognition, which was based on a rigorous review of each company's benefits and policies as well as a satisfaction survey completed by a large percentage of employees. According to the article, companies that were recognized consider their employees' satisfaction a key component to their success and encourage personal growth in multiple ways.Utah Business recognized USANA for providing its nearly 600 Utah employees with a culture of health and wellness.
Employees enjoy an incredible array of programs and perks that encourage them to live healthier lives, including on-site fitness facilities and a full-time professional trainer, nearly $1,900 of free USANA nutritional products per employee each year, and a corporate cafe that offers healthy alternatives for workday meals."USANA is honored to be recognized once again for providing our employees with a stellar workplace," USANA President Dave Wentz said. "We are known around the world for our strong commitment to advancing health and nutrition, a commitment that starts with our employees.
"USANA also aims to provide staff members with an unbeatable workplace, including fostering a fun and interesting environment, offering ample opportunities for advancement, and placing real value on employees' talents and ideas."Everything from our on-site volleyball court to our annual Halloween family party to our numerous community volunteer opportunities help USANA employees feel appreciated and respected," Wentz concluded. "We truly value everything our employees bring to the table, and we try to show that to them in every way we can."
About
USANAUSANA Health Sciences develops and manufactures high-quality nutritionals, personal care, and weight management products that are sold directly to Preferred Customers and Associates throughout the United States, Canada, Australia, New Zealand, Hong Kong, Japan, Taiwan, South Korea, Singapore, Malaysia, Mexico, the Netherlands and the United Kingdom.
For more information about USANA,
please visitwww.usanahealthsciences.com
CONTACT: USANA Health Sciences, Inc.
Dan Macuga, 801-954-7280
Dan.Macuga@us.usana.com
SOURCE: USANA Health Sciences, Inc.
Monday, November 26, 2007
Integritas training schedule
Here's the training schedule for the week. Please double check with the calendar in your Integritas website for any changes or if you have questions. All training events and conference calls are open to the USANA Family.
Feel free to invite anyone who can benefit.
** Monday 9:00 PM EST
Health and Freedom Webcast
Bring your guests here to learn about the USANA opportunity.
www.integritas-group-webcast.com - for associateswww.viewthewebcast.com - for prospects 712-432-3000, Bridge: 1252519:00
PM EST - Live Prospecting Calls
Come listen to a top leader make live prospecting calls.605-990-0400, Code:1095879#**
Tuesday
9:00 PM EST - Health and Freedom WebcastBring your guests here to learn about the USANA opportunity.
www.integritas-group-webcast.com - for associates www.viewthewebcast.com - for prospects 712-432-3000, Bridge: 125251
10:00 PM EST - TEAM TRAINING: Simon Chan, John Goerlitz, Kim KollerEach week's training contains important updates and critical skills that are important for success.webcast:
www.training.usana.com
phone: 605-990-0300 384115#
** Wednesday
8:00 PM EST - Integritas Group Info Webcast - 1 hour webcast that covers the history of Integritas, system, and community information www.integritas-group-information.com
605-990-0200 635978#
9:00 PM EST - Fast Start Training Webcast www.integritas-group-faststart.com
218-486-1300, Bridge: 651953
9:00 PM EST Integritas System Support Webcast 1 hour of open Q+A on the system, training, marketing, etc led by an Integritas Expert www.integritas-group-information.com
605-990-0200 635978#
11:00 PM EST - Health and Freedom WebcastBring your guests here to learn about the USANA opportunity.www.integritas-group-webcast.com - for associates www.viewthewebcast.com - for prospects 712-432-3000, Bridge: 125251
** Thursday9:00 PM EST - Health and Freedom WebcastBring your guests here to learn about the USANA opportunity.
www.integritas-group-webcast.com - for associates www.viewthewebcast.com - for prospects 712-432-3000, Bridge: 125251
10:00 PM EST - CHINESE TEAM TRAINING: Simon Chan, Andrew Hu, Jacey Zhangwebcast - chinese training.
605-772-3001 504810#
Each week's training contains important updates and critical skills that are important for success.
** Saturday
11:00 AM EST - Integritas Group Community Call
www.integritas-group-webcast.com
Phone: 605-990-0400, Code: 1095879#
Integritas Group Community Call: Gold Director Chris LopezChris will talk about our new internet lead source: Brilliant Exchange. He will provide general information on Brilliant Exchange, how the leads will be posted in the Integritas system, the cost of the leads, and how to ensure that the leads are incorporated into your If you are presently building your business using internet leads, or if you are considering purchasing leads in the near future, you'll want to be on this call.
Feel free to invite anyone who can benefit.
** Monday 9:00 PM EST
Health and Freedom Webcast
Bring your guests here to learn about the USANA opportunity.
www.integritas-group-webcast.com - for associateswww.viewthewebcast.com - for prospects 712-432-3000, Bridge: 1252519:00
PM EST - Live Prospecting Calls
Come listen to a top leader make live prospecting calls.605-990-0400, Code:1095879#**
Tuesday
9:00 PM EST - Health and Freedom WebcastBring your guests here to learn about the USANA opportunity.
www.integritas-group-webcast.com - for associates www.viewthewebcast.com - for prospects 712-432-3000, Bridge: 125251
10:00 PM EST - TEAM TRAINING: Simon Chan, John Goerlitz, Kim KollerEach week's training contains important updates and critical skills that are important for success.webcast:
www.training.usana.com
phone: 605-990-0300 384115#
** Wednesday
8:00 PM EST - Integritas Group Info Webcast - 1 hour webcast that covers the history of Integritas, system, and community information www.integritas-group-information.com
605-990-0200 635978#
9:00 PM EST - Fast Start Training Webcast www.integritas-group-faststart.com
218-486-1300, Bridge: 651953
9:00 PM EST Integritas System Support Webcast 1 hour of open Q+A on the system, training, marketing, etc led by an Integritas Expert www.integritas-group-information.com
605-990-0200 635978#
11:00 PM EST - Health and Freedom WebcastBring your guests here to learn about the USANA opportunity.www.integritas-group-webcast.com - for associates www.viewthewebcast.com - for prospects 712-432-3000, Bridge: 125251
** Thursday9:00 PM EST - Health and Freedom WebcastBring your guests here to learn about the USANA opportunity.
www.integritas-group-webcast.com - for associates www.viewthewebcast.com - for prospects 712-432-3000, Bridge: 125251
10:00 PM EST - CHINESE TEAM TRAINING: Simon Chan, Andrew Hu, Jacey Zhangwebcast - chinese training.
605-772-3001 504810#
Each week's training contains important updates and critical skills that are important for success.
** Saturday
11:00 AM EST - Integritas Group Community Call
www.integritas-group-webcast.com
Phone: 605-990-0400, Code: 1095879#
Integritas Group Community Call: Gold Director Chris LopezChris will talk about our new internet lead source: Brilliant Exchange. He will provide general information on Brilliant Exchange, how the leads will be posted in the Integritas system, the cost of the leads, and how to ensure that the leads are incorporated into your If you are presently building your business using internet leads, or if you are considering purchasing leads in the near future, you'll want to be on this call.
Sunday, November 18, 2007
CHECK THIS OTHER USANA BLOG OUT
SEARCHING THROUGH THE BLOG I CAME ACROSS THIS OTHER BLOG
CHECK IT OUT:
http://www.usanachoice.blogspot.com/
http://www.safeliving.usana.com/
CHECK IT OUT:
http://www.usanachoice.blogspot.com/
http://www.safeliving.usana.com/
Seven things that will make a difference in terms of you building a large group
This is the next installment in our series of seven things that
will make a difference in terms of you building a large group.
These are what top leaders do to build a massive network.
(Sometimes consciously, sometimes instinctively.) The most
successful ones use all of them.
These seven things aren't really skills. Some are habits. Some
are mindset. And some are techniques. But they all are things
that you must use effectively to build a large business.
So let's look at number seven. And this one may surprise you.
SACRIFICE
After all, that's certainly not sexy to tell a prospect. And we
recruit all the time on money, lifestyle, and luxury. And you
know what? Network Marketing offers all those things. But not to
start.
To begin, and build something big - you're going to have to
sacrifice stuff.
You and everyone you bring into the biz are already using all 24
hours of every day. Using them doing certain things. In certain
ways. In ways that most likely keep you in your comfort zone.
You know from last week's lesson that you need at least 10 to 15
hours a week to do the business. That means you'll have to
sacrifice whatever you are now doing during that time.
Now that doesn't have to be forever. But it does have to be at
the start. I'm reading the new bestseller "The Four Hour Work
Week" by Timothy Ferriss right now. A lot of fun to read, and
some great stuff in there. But it's going to be dangerous for a
lot of people because they won't use discernment and critical
thinking.
It sounds great that he takes six months off to become a Chinese
kickboxing champion or spend a year learning to tango in Buenos
Aires. But he built up a cash flow business FIRST, before he
started his life of unending adventures.
I'm the #1 bonus check in my company and I have the kind of life
Timothy talks about in the book. I have great residual income. A
large chunk of it is passive income, and I can plan my whole
schedule around my softball teams.
And the truth is, I still sacrifice. Not because I need to -
because I choose to. Because I want to build my passive income
even higher.
My sponsor sees every blockbuster movie as soon as they come
out. He has a TiVo and watches at least five or six TV shows
regularly. I miss most of those or catch them on plane rides a
couple months later. My top leaders take more spa days than me.
Do a bunch of cruises, and take more vacations than I do.
I could do those things too and would get some enjoyment from
them. But I would rather sacrifice now, to get myself in a
better position for the future.
Don't get me wrong...
I do the stuff that brings me great joy. I'll go to the midnight
preview of a "Star Wars" or "Matrix" movie. I'll do the same
thing when a new Harry Potter book comes out and stay up all
night reading it. (Which you may have figured out I did
yesterday.) I have no compunction about turning down a $50,000
speech because it conflicts with softball playoffs. When it's
something I'm am really excited about, I'll do it. But I'm able
to do that because of previous sacrifices.
I missed some days at church when I started building my
business. Now on some Sundays my tithe check equals the other
799 people combined.
I drove long hours in a broke-mobile, working with long distance
lines when I started out. Now I travel in private jets or first
class.
My mantra was, "I will do today what others will not, so later I
can do what others cannot." And you know what? It worked.
So how about you?
Are you making the sacrifices today that will bring you true
freedom tomorrow? Or are you living in the moment of instant
gratification - which will actually keep you a grinder forever?
Give this some serious thought. And evaluate yourself in all
seven of the things we discussed in the series. Once again, they
are:
1) POSTURE
2) IMAGE
3) EVENTS
4) PERSONAL DEVELOPMENT
5) CONSISTENCY
6) COMMITMENT
7) SACRIFICE
How many of these things do you use well? Remember that the top
people in the biz use all seven. Give yourself an honest
appraisal, and then you'll know where to build from there.
Have a great week!
-Randy Gage
P.S. All of the seven keys to building and maintaining a successful
organization are timeless and will be invaluable to you for years
to come. I urge you to re-read these frequently on your journey to
fulfilling your dreams. To further reinforce these seven key
imperatives, purchase Duplication Nation, the definitive guide
to exploding your downline...
http://www.DuplicationNation.com
will make a difference in terms of you building a large group.
These are what top leaders do to build a massive network.
(Sometimes consciously, sometimes instinctively.) The most
successful ones use all of them.
These seven things aren't really skills. Some are habits. Some
are mindset. And some are techniques. But they all are things
that you must use effectively to build a large business.
So let's look at number seven. And this one may surprise you.
SACRIFICE
After all, that's certainly not sexy to tell a prospect. And we
recruit all the time on money, lifestyle, and luxury. And you
know what? Network Marketing offers all those things. But not to
start.
To begin, and build something big - you're going to have to
sacrifice stuff.
You and everyone you bring into the biz are already using all 24
hours of every day. Using them doing certain things. In certain
ways. In ways that most likely keep you in your comfort zone.
You know from last week's lesson that you need at least 10 to 15
hours a week to do the business. That means you'll have to
sacrifice whatever you are now doing during that time.
Now that doesn't have to be forever. But it does have to be at
the start. I'm reading the new bestseller "The Four Hour Work
Week" by Timothy Ferriss right now. A lot of fun to read, and
some great stuff in there. But it's going to be dangerous for a
lot of people because they won't use discernment and critical
thinking.
It sounds great that he takes six months off to become a Chinese
kickboxing champion or spend a year learning to tango in Buenos
Aires. But he built up a cash flow business FIRST, before he
started his life of unending adventures.
I'm the #1 bonus check in my company and I have the kind of life
Timothy talks about in the book. I have great residual income. A
large chunk of it is passive income, and I can plan my whole
schedule around my softball teams.
And the truth is, I still sacrifice. Not because I need to -
because I choose to. Because I want to build my passive income
even higher.
My sponsor sees every blockbuster movie as soon as they come
out. He has a TiVo and watches at least five or six TV shows
regularly. I miss most of those or catch them on plane rides a
couple months later. My top leaders take more spa days than me.
Do a bunch of cruises, and take more vacations than I do.
I could do those things too and would get some enjoyment from
them. But I would rather sacrifice now, to get myself in a
better position for the future.
Don't get me wrong...
I do the stuff that brings me great joy. I'll go to the midnight
preview of a "Star Wars" or "Matrix" movie. I'll do the same
thing when a new Harry Potter book comes out and stay up all
night reading it. (Which you may have figured out I did
yesterday.) I have no compunction about turning down a $50,000
speech because it conflicts with softball playoffs. When it's
something I'm am really excited about, I'll do it. But I'm able
to do that because of previous sacrifices.
I missed some days at church when I started building my
business. Now on some Sundays my tithe check equals the other
799 people combined.
I drove long hours in a broke-mobile, working with long distance
lines when I started out. Now I travel in private jets or first
class.
My mantra was, "I will do today what others will not, so later I
can do what others cannot." And you know what? It worked.
So how about you?
Are you making the sacrifices today that will bring you true
freedom tomorrow? Or are you living in the moment of instant
gratification - which will actually keep you a grinder forever?
Give this some serious thought. And evaluate yourself in all
seven of the things we discussed in the series. Once again, they
are:
1) POSTURE
2) IMAGE
3) EVENTS
4) PERSONAL DEVELOPMENT
5) CONSISTENCY
6) COMMITMENT
7) SACRIFICE
How many of these things do you use well? Remember that the top
people in the biz use all seven. Give yourself an honest
appraisal, and then you'll know where to build from there.
Have a great week!
-Randy Gage
P.S. All of the seven keys to building and maintaining a successful
organization are timeless and will be invaluable to you for years
to come. I urge you to re-read these frequently on your journey to
fulfilling your dreams. To further reinforce these seven key
imperatives, purchase Duplication Nation, the definitive guide
to exploding your downline...
http://www.DuplicationNation.com
Health & Freedom '08 Presentation
Inviting someone to a Health & Freedom '08 Presentation can be the hardest part of building your business.
Use our invitation ideas and join a training Web conference on inviting on Monday, November 19 with expert Tim Sales.
Tim Sales is a master network marketer and while working his former network marketing business, earned $150,000 a month and had over 56,000 people in his organization.
Tim's successful experience and knowledge make him one of the most sought after advisors, speakers, trainers, and creators of content in the industry.
We are pleased to welcome Tim on this Web conference! Please join us!
DetailsNovember 19, 2007
How to invite with Tim SalesTime: 6:00 p.m.
MSTCall-in Number: 641-594-7500PIN: 641342
Live Meeting link:
https://www.livemeeting.com/cc/usana500/join?id=HFTRAIN1&role=attend (West Coast)
https://www.livemeeting.com/cc/usana500/join?id=HFTRAIN2&role=attend (East Coast)
See you on the webcast!Chris LopezTo unsubscribe or change subscriber options visit:
https://m247.infusionsoft.com/rem/x186a0/jason_s_kilgore!hotmail.com/544a37700/
Integritas Group
PO Box 025250
# 41757
Miami, FL 33102
Delivered By Infusion Software
http://www.infusionsoft.com
Use our invitation ideas and join a training Web conference on inviting on Monday, November 19 with expert Tim Sales.
Tim Sales is a master network marketer and while working his former network marketing business, earned $150,000 a month and had over 56,000 people in his organization.
Tim's successful experience and knowledge make him one of the most sought after advisors, speakers, trainers, and creators of content in the industry.
We are pleased to welcome Tim on this Web conference! Please join us!
DetailsNovember 19, 2007
How to invite with Tim SalesTime: 6:00 p.m.
MSTCall-in Number: 641-594-7500PIN: 641342
Live Meeting link:
https://www.livemeeting.com/cc/usana500/join?id=HFTRAIN1&role=attend (West Coast)
https://www.livemeeting.com/cc/usana500/join?id=HFTRAIN2&role=attend (East Coast)
See you on the webcast!Chris LopezTo unsubscribe or change subscriber options visit:
https://m247.infusionsoft.com/rem/x186a0/jason_s_kilgore!hotmail.com/544a37700/
Integritas Group
PO Box 025250
# 41757
Miami, FL 33102
Delivered By Infusion Software
http://www.infusionsoft.com
Integritas Community Call
Don't miss this week's Integritas Community Call
It's a webcast, so log on to: www.integritas-group-webcast.com.
And make sure you dial in to: 605-990-0400, 1095879#
The topics we'll cover are:***
The upcoming Long Beach Celebration
*** Product Highlight: How to Keep Your Customers on a 100-Point AutoShip
*** Tim Sales Monday Night, 11/19
*** Slides From Marcy Jones' CHF Uganda Trip
*** How to Handle the Objection: "Is This MLM?"
Get your team together and be on the call ... See you there!
It's a webcast, so log on to: www.integritas-group-webcast.com.
And make sure you dial in to: 605-990-0400, 1095879#
The topics we'll cover are:***
The upcoming Long Beach Celebration
*** Product Highlight: How to Keep Your Customers on a 100-Point AutoShip
*** Tim Sales Monday Night, 11/19
*** Slides From Marcy Jones' CHF Uganda Trip
*** How to Handle the Objection: "Is This MLM?"
Get your team together and be on the call ... See you there!
Friday, November 9, 2007
BEEN THINKING ABOUT: A SHUFFLED DECK
Life is like a game of cards. We have to work with what we’re dealt.
But what happens if we make up the rules as we go along? What if we assume that there is no real order or purpose to the shuffled deck of circumstance?
Questions like these were raised in 1990, when American educator and cultural critic (1931-2003) Neil Postman made an important address to the German Informatics Society. His speech was titled “Informing Ourselves To Death.”
Postman talked about the dangers of a society where the pursuit of information is separated from a shared sense of spiritual and social order.
To illustrate his point, Postman talked about the difference between dealing from a new deck of cards as it is taken out of the box and then doing the same with one that had been shuffled 20 times. The new deck presents the cards in a predictable order. Once the deck has been shuffled several times, there is no reason to react with disbelief or surprise to whatever card turns up.
Postman’s point was that information that is not rooted in a consistent view of life becomes like a shuffled deck of cards. He explains, “In a world without spiritual or intellectual order, nothing is unbelievable; nothing is predictable, and therefore, nothing comes as a particular surprise.” Like a voice in the wilderness, Postman declares, “We no longer have a coherent conception of ourselves, and our universe, and our relation to one another and our world. We no longer know . . . where we come from, and where we are going, or why . . . . As a consequence, our defenses against information glut have broken down; our information immune system is inoperable. We don’t know how to filter it out; we don’t know how to reduce it; we don’t know [how] to use it.
We suffer from a kind of cultural AIDS.”
Knowledge Without Roots
Neil Postman’s “Informing Ourselves To Death” describes not only the dangers of our present information-based culture but of our past as well. The opening chapters of Genesis tell how our first parents “informed themselves to death” by turning their backs on the moral order of their Creator to go after a kind of knowledge that ruined their lives.
In the middle of the growing confusion, some in every generation have looked for the “spiritual or intellectual order” that Postman talked about. In pursuit of practical answers, some have turned to the wisdom of a man named Solomon.
The Wisdom of Solomon
According to the Bible, God gave the third king of Israel an unusual capacity for wisdom and knowledge (1 Kings 4:29-34).
Solomon became a collector of proverbs. His thirst for knowledge was unquenchable. He had the curiosity of a scientist when it came to plants and animals (1 Kings 4:32-34). Leaders from all over the world came to hear his wisdom for themselves (1 Kings 10:22-24).
Even in the midst of unparalleled wealth and prosperity, Solomon would later write that the wisdom God gives is worth more than gold (Proverbs 3:13-18).
The Foolishness of Solomon
Ironically, over time Solomon ignored the counsel of the God who had given him power and wisdom (Deuteronomy 17:14-20). While multiplying personal wealth and wives, he indulged himself at the expense of those he was to serve. He even built altars to pagan gods on the hills surrounding Israel (1 Kings 11:1-11).
Late in life, Solomon wrote a short book that showed the deterioration of his mind. His thoughts had become like a shuffled deck of cards. His wisdom was mixed with despair. Until he recovered a healthy fear of God, he had no consistent way of evaluating success, failure, or even the significance of life itself (Ecclesiastes 12:1-7).
The Wisdom of Jesus
Solomon’s failures can help us understand the importance of Jesus.
Jesus, like Solomon, is remembered for His wisdom. Unlike Solomon, however, everything Jesus said and did reflected a consistent view of reality.
What really makes Jesus important to us is that He didn’t just give us words of wisdom. According to the apostle Paul, Jesus became the wisdom of God for us (1 Corinthians 1:30).
What did Paul mean when he said Jesus became wisdom for us? Was it that Jesus became our example of all that is good? Was it that His story gives us the ultimate answers to where we came from, where we are going, and why?
Paul’s own answer shows that Jesus did more than give us spiritual inspiration and answers to our moral questions. He wrote that Jesus, in addition to becoming wisdom for us, also became our “righteousness and sanctification and redemption.” He did all of this, Paul said, so that our confidence could be based on what Jesus did for us, rather than on what we could do for ourselves (vv.30-31).
In a second letter, Paul further explains that, to reconcile us to God, Jesus even became sin for us. So the apostle wrote, “He [God] made Him [Jesus] who knew no sin to be sin for us, that we might become the righteousness of God in Him” (2 Corinthians 5:21).
This is how Jesus became our wisdom. He offered Himself as the practical answer to the dilemma our first parents created when they sold their soul for “the knowledge of good and evil.” At the price of His own death, Jesus bought the right to offer life beyond the grave to anyone who would trust Him.
Why would He do it for us? Because, in the ultimate sense, Jesus is like an unshuffled deck of cards. All order, design, and purpose begin and end in Him. As our Creator, Judge, and Savior, He alone can call us back to the knowledge we’ve lost when He says, “I am the way, the truth, and the life. No one comes to the Father except through Me” (John 14:6).
And so we pray, Father in heaven, forgive us for thinking of Your Son only as our example or our teacher. Help us to see Him as the root of all true answers, the Savior who pursues us, and the One who, to show Your love, became wisdom for us. –Mart De Haan
So knowing this and life being shuffled around, you should consider signing up for your own business opportunity, be self employed, grow with a family, and be part of something good.
DONT LET LIFE SLIP BY YOU
TO SIGN UP:
https://shop.usana.com/shop/jsp/onlineServices/os2Launch.jsp?sponsorId=2444993&tagLang=en&doPlacement=0
Life is like a game of cards. We have to work with what we’re dealt.
But what happens if we make up the rules as we go along? What if we assume that there is no real order or purpose to the shuffled deck of circumstance?
Questions like these were raised in 1990, when American educator and cultural critic (1931-2003) Neil Postman made an important address to the German Informatics Society. His speech was titled “Informing Ourselves To Death.”
Postman talked about the dangers of a society where the pursuit of information is separated from a shared sense of spiritual and social order.
To illustrate his point, Postman talked about the difference between dealing from a new deck of cards as it is taken out of the box and then doing the same with one that had been shuffled 20 times. The new deck presents the cards in a predictable order. Once the deck has been shuffled several times, there is no reason to react with disbelief or surprise to whatever card turns up.
Postman’s point was that information that is not rooted in a consistent view of life becomes like a shuffled deck of cards. He explains, “In a world without spiritual or intellectual order, nothing is unbelievable; nothing is predictable, and therefore, nothing comes as a particular surprise.” Like a voice in the wilderness, Postman declares, “We no longer have a coherent conception of ourselves, and our universe, and our relation to one another and our world. We no longer know . . . where we come from, and where we are going, or why . . . . As a consequence, our defenses against information glut have broken down; our information immune system is inoperable. We don’t know how to filter it out; we don’t know how to reduce it; we don’t know [how] to use it.
We suffer from a kind of cultural AIDS.”
Knowledge Without Roots
Neil Postman’s “Informing Ourselves To Death” describes not only the dangers of our present information-based culture but of our past as well. The opening chapters of Genesis tell how our first parents “informed themselves to death” by turning their backs on the moral order of their Creator to go after a kind of knowledge that ruined their lives.
In the middle of the growing confusion, some in every generation have looked for the “spiritual or intellectual order” that Postman talked about. In pursuit of practical answers, some have turned to the wisdom of a man named Solomon.
The Wisdom of Solomon
According to the Bible, God gave the third king of Israel an unusual capacity for wisdom and knowledge (1 Kings 4:29-34).
Solomon became a collector of proverbs. His thirst for knowledge was unquenchable. He had the curiosity of a scientist when it came to plants and animals (1 Kings 4:32-34). Leaders from all over the world came to hear his wisdom for themselves (1 Kings 10:22-24).
Even in the midst of unparalleled wealth and prosperity, Solomon would later write that the wisdom God gives is worth more than gold (Proverbs 3:13-18).
The Foolishness of Solomon
Ironically, over time Solomon ignored the counsel of the God who had given him power and wisdom (Deuteronomy 17:14-20). While multiplying personal wealth and wives, he indulged himself at the expense of those he was to serve. He even built altars to pagan gods on the hills surrounding Israel (1 Kings 11:1-11).
Late in life, Solomon wrote a short book that showed the deterioration of his mind. His thoughts had become like a shuffled deck of cards. His wisdom was mixed with despair. Until he recovered a healthy fear of God, he had no consistent way of evaluating success, failure, or even the significance of life itself (Ecclesiastes 12:1-7).
The Wisdom of Jesus
Solomon’s failures can help us understand the importance of Jesus.
Jesus, like Solomon, is remembered for His wisdom. Unlike Solomon, however, everything Jesus said and did reflected a consistent view of reality.
What really makes Jesus important to us is that He didn’t just give us words of wisdom. According to the apostle Paul, Jesus became the wisdom of God for us (1 Corinthians 1:30).
What did Paul mean when he said Jesus became wisdom for us? Was it that Jesus became our example of all that is good? Was it that His story gives us the ultimate answers to where we came from, where we are going, and why?
Paul’s own answer shows that Jesus did more than give us spiritual inspiration and answers to our moral questions. He wrote that Jesus, in addition to becoming wisdom for us, also became our “righteousness and sanctification and redemption.” He did all of this, Paul said, so that our confidence could be based on what Jesus did for us, rather than on what we could do for ourselves (vv.30-31).
In a second letter, Paul further explains that, to reconcile us to God, Jesus even became sin for us. So the apostle wrote, “He [God] made Him [Jesus] who knew no sin to be sin for us, that we might become the righteousness of God in Him” (2 Corinthians 5:21).
This is how Jesus became our wisdom. He offered Himself as the practical answer to the dilemma our first parents created when they sold their soul for “the knowledge of good and evil.” At the price of His own death, Jesus bought the right to offer life beyond the grave to anyone who would trust Him.
Why would He do it for us? Because, in the ultimate sense, Jesus is like an unshuffled deck of cards. All order, design, and purpose begin and end in Him. As our Creator, Judge, and Savior, He alone can call us back to the knowledge we’ve lost when He says, “I am the way, the truth, and the life. No one comes to the Father except through Me” (John 14:6).
And so we pray, Father in heaven, forgive us for thinking of Your Son only as our example or our teacher. Help us to see Him as the root of all true answers, the Savior who pursues us, and the One who, to show Your love, became wisdom for us. –Mart De Haan
So knowing this and life being shuffled around, you should consider signing up for your own business opportunity, be self employed, grow with a family, and be part of something good.
DONT LET LIFE SLIP BY YOU
TO SIGN UP:
https://shop.usana.com/shop/jsp/onlineServices/os2Launch.jsp?sponsorId=2444993&tagLang=en&doPlacement=0
Do you know anyone born from 1965 to 1980
Do you know anyone born from 1965 to 1980 (27 - 42yrs old), they need USANA!
-Jeremy Stansfield
For Gen X, it's time to grow up and get a broker
Many say they have high debt, little ability to save for retirement
By Jennifer Alsever
MSNBC contributor
Generation X may have shed the slacker image over the past decade as its members moved beyond coffee shop jobs and into the suburbs, SUVs and corporate boardrooms. But when it comes to saving for retirement, the description still fits.
Most Gen Xers, the oldest of whom are heading into their 40s, are woefully behind in saving for retirement. Nearly half of the 5,000 Gen Xers surveyed by Charles Schwab this year said they are so saddled with debt or live on such tight budgets they can’t even think about saving.
“They’re not a saving generation — they’re spenders,” said Gio Van Remortel, a 36-year-old who studies her generation as a futurist at Social Technologies, a research and consulting firm in Washington.
Story continues below ↓
Melanie Keller, 35, admits that fact. She worries about retirement because she only has $3,000 put away in a 401(k) plan and has no other investments. But instead of socking away money for retirement, the pharmaceutical saleswoman is trying to save $60,000 so she can buy a starter home where she lives in San Jose, Calif.
“I am worried, but I don’t feel like after I pay all the bills — with rent, car payment — I have enough money” for savings, she said.
Indeed, the expenses of a house, car and all the other possessions that go along with being an adult often leave Gen Xers very little to sock away in a 401(k) system that grows money incrementally, said Van Remortel. Even if they are not supersizing their lives and living beyond their means, she said, many Gen Xers — generally defined as those born from 1965 to 1980 — carry significant debt due to college alone. Once they have kids, they begin to worry about saving for their college educations, and retirement planning often drops in priority.
Recognizing those pressures, investment firms are offering new incentives tailored to get Gen Xers to invest. The Principal Financial Group, which runs 401(k) plans for 47,000 employers and their 3 million workers, offers free music downloads to people who boost their contributions to retirement accounts. The company also sends financial counselors to the offices of their clients to offer free advice on 401(k) planning.
Fact File Generation X
— 62 percent say they live paycheck to paycheck.
— 56 percent have an outstanding credit-card balance of $3,000 or more.
— 62 percent of women say they have not bought any investment products.
— 45 percent of women would buy 30 pairs of shoes before saving $30,000 in retirement assets.
— 65 percent of women and 48 percent of men said they do not know how a mutual fund works.
— Nearly 65 percent did not know that when interest rates go up bond prices typically go down.
— 38 percent of women have not started saving for retirement.
Source: OppenheimerFunds
Broker Charles Schwab meanwhile has lowered its minimum balances to $100 for people opening new investment accounts and offers high-yield checking accounts linked to brokerage accounts. “If they can start with a checking account, they can invest easily over time,” said Jonathan Craig, a vice president at Schwab.
Still, Gen Xers may face bigger financial challenges than their parents and grandparents did. On top of the big mortgages, college loans and the rising child education costs, they face the fact that few employers offer traditional pensions anymore, meaning they take on more of the burden of retirement. Plus, the future of Social Security is more uncertain than ever. Unless Congress makes changes, the trust fund that helps pay for the federal entitlement is likely to be exhausted by 2040 — about the time most Gen Xers hit retirement.
Credit card debt, too, remains another big roadblock to many people. As many as 40 percent of Gen X women and 58 percent of men said they carried a credit card balance of $5,000 or more, according to a 2006 survey of 300 people by OppenheimerFunds. Nearly half of women interviewed said they would rather buy 30 pairs of shoes than save $30,000 for retirement.
Waiting to pay off that debt before saving for retirement could be a big mistake, said Doug Charney, president of the Charney Investment Group of Wachovia Securities in Harrisburg, Pa.
“Pay yourself first,” Charney said. He advises people to set aside at least 15 percent of their income into a retirement account. If that’s too much, people should start small with maybe 4 percent or 5 percent and gradually increase the contribution as they get pay raises.
“If you don’t save 10 percent of your income, you won’t be able to maintain the lifestyle you’re used to,” Charney said. For many people, that equates to saving about $2 million by retirement, after accounting for inflation. Those who haven’t put away enough money may have to work into their 70s. (Charney later sent an e-mail raising his target to 15 percent of income.)
Still, many people don’t understand how to invest or what is the best way to invest, and some are spending the retirement money they do save, according to surveys by financial institutions. As many as 40 percent of people cash out their 401(k) money when they leave a job rather than rolling the money over to grow in another retirement account, according to the Principal Financial Group.
Count Robert Betts as one of those people who made that decision. Burned out on his job at a Manhattan advertising agency, the 36-year-old Betts quit his job in 2005 and blew through $28,000 from his 401(k) plan while unemployed for 18 months. Now working for a Denver ad agency, he puts $500 a month into his 401(k) in an effort to catch up.
“When you see your 401(k) grow on top of what you put into it, it’s tough to swallow that you could have been doing that for 10 years,” said Betts. But he doesn’t regret using the retirement money to take time to clear his head.
“I could die poor in the gutter at 60, and I wouldn’t regret taking that money,” he said. “I’m much happier, and my career is on track.”
-Jeremy Stansfield
For Gen X, it's time to grow up and get a broker
Many say they have high debt, little ability to save for retirement
By Jennifer Alsever
MSNBC contributor
Generation X may have shed the slacker image over the past decade as its members moved beyond coffee shop jobs and into the suburbs, SUVs and corporate boardrooms. But when it comes to saving for retirement, the description still fits.
Most Gen Xers, the oldest of whom are heading into their 40s, are woefully behind in saving for retirement. Nearly half of the 5,000 Gen Xers surveyed by Charles Schwab this year said they are so saddled with debt or live on such tight budgets they can’t even think about saving.
“They’re not a saving generation — they’re spenders,” said Gio Van Remortel, a 36-year-old who studies her generation as a futurist at Social Technologies, a research and consulting firm in Washington.
Story continues below ↓
Melanie Keller, 35, admits that fact. She worries about retirement because she only has $3,000 put away in a 401(k) plan and has no other investments. But instead of socking away money for retirement, the pharmaceutical saleswoman is trying to save $60,000 so she can buy a starter home where she lives in San Jose, Calif.
“I am worried, but I don’t feel like after I pay all the bills — with rent, car payment — I have enough money” for savings, she said.
Indeed, the expenses of a house, car and all the other possessions that go along with being an adult often leave Gen Xers very little to sock away in a 401(k) system that grows money incrementally, said Van Remortel. Even if they are not supersizing their lives and living beyond their means, she said, many Gen Xers — generally defined as those born from 1965 to 1980 — carry significant debt due to college alone. Once they have kids, they begin to worry about saving for their college educations, and retirement planning often drops in priority.
Recognizing those pressures, investment firms are offering new incentives tailored to get Gen Xers to invest. The Principal Financial Group, which runs 401(k) plans for 47,000 employers and their 3 million workers, offers free music downloads to people who boost their contributions to retirement accounts. The company also sends financial counselors to the offices of their clients to offer free advice on 401(k) planning.
Fact File Generation X
— 62 percent say they live paycheck to paycheck.
— 56 percent have an outstanding credit-card balance of $3,000 or more.
— 62 percent of women say they have not bought any investment products.
— 45 percent of women would buy 30 pairs of shoes before saving $30,000 in retirement assets.
— 65 percent of women and 48 percent of men said they do not know how a mutual fund works.
— Nearly 65 percent did not know that when interest rates go up bond prices typically go down.
— 38 percent of women have not started saving for retirement.
Source: OppenheimerFunds
Broker Charles Schwab meanwhile has lowered its minimum balances to $100 for people opening new investment accounts and offers high-yield checking accounts linked to brokerage accounts. “If they can start with a checking account, they can invest easily over time,” said Jonathan Craig, a vice president at Schwab.
Still, Gen Xers may face bigger financial challenges than their parents and grandparents did. On top of the big mortgages, college loans and the rising child education costs, they face the fact that few employers offer traditional pensions anymore, meaning they take on more of the burden of retirement. Plus, the future of Social Security is more uncertain than ever. Unless Congress makes changes, the trust fund that helps pay for the federal entitlement is likely to be exhausted by 2040 — about the time most Gen Xers hit retirement.
Credit card debt, too, remains another big roadblock to many people. As many as 40 percent of Gen X women and 58 percent of men said they carried a credit card balance of $5,000 or more, according to a 2006 survey of 300 people by OppenheimerFunds. Nearly half of women interviewed said they would rather buy 30 pairs of shoes than save $30,000 for retirement.
Waiting to pay off that debt before saving for retirement could be a big mistake, said Doug Charney, president of the Charney Investment Group of Wachovia Securities in Harrisburg, Pa.
“Pay yourself first,” Charney said. He advises people to set aside at least 15 percent of their income into a retirement account. If that’s too much, people should start small with maybe 4 percent or 5 percent and gradually increase the contribution as they get pay raises.
“If you don’t save 10 percent of your income, you won’t be able to maintain the lifestyle you’re used to,” Charney said. For many people, that equates to saving about $2 million by retirement, after accounting for inflation. Those who haven’t put away enough money may have to work into their 70s. (Charney later sent an e-mail raising his target to 15 percent of income.)
Still, many people don’t understand how to invest or what is the best way to invest, and some are spending the retirement money they do save, according to surveys by financial institutions. As many as 40 percent of people cash out their 401(k) money when they leave a job rather than rolling the money over to grow in another retirement account, according to the Principal Financial Group.
Count Robert Betts as one of those people who made that decision. Burned out on his job at a Manhattan advertising agency, the 36-year-old Betts quit his job in 2005 and blew through $28,000 from his 401(k) plan while unemployed for 18 months. Now working for a Denver ad agency, he puts $500 a month into his 401(k) in an effort to catch up.
“When you see your 401(k) grow on top of what you put into it, it’s tough to swallow that you could have been doing that for 10 years,” said Betts. But he doesn’t regret using the retirement money to take time to clear his head.
“I could die poor in the gutter at 60, and I wouldn’t regret taking that money,” he said. “I’m much happier, and my career is on track.”
The Psychology of Motivation
From: Kay & Robert Strong
Compelling 'Why' by Denis Waitley (excerpted from The Psychology of Motivation)
I have a suitcase for you. In that suitcase there is $1 million in cash. The suitcase is sitting in a building that is about an hour's drive from where you are now.Here is the deal: All you have to do is get to this building in the next two hours. If you get there before the end of the two hours, I will hand you the suitcase, and you will be a million dollars richer.
There is one catch, however. If you are even one second late, our deal is off, and you will not get a dime. No exceptions! With that in mind, what time would you like to leave?
Most people would respond to that scenario by saying that they would leave right now. Wouldn't you?
So off you go. You jump into your car and start driving for the building. You are excited and are already starting to plan how you are going to spend your million dollars. Then, suddenly, the traffic comes to a complete stop. You turn on the radio and find that there has been a series of freak accidents between you and the building and there is no way to get there!
Now what would you do? Would you give up and go back home? Or would you get out of your car and walk, run, hire a helicopter, or find some other way of getting to the building on time?
Now let's suppose for a minute that you are driving to an appointment at your dentist's office. The traffic again comes to a stop. Amazingly, there have been freak accidents between you and your dentist's office. What would you do then? Probably give up, go home, and reschedule!
What is the difference between these two situations? It all comes down to why. If the why is big enough; the how is usually not a problem. This compelling why is connected to your personal objectives, mission statement, or magnificent obsessions. It is the basis of your motivational support beam. Truly motivated people are able to identify and tap into the power of a compelling why in everything they do.
Denis Waitley
Compelling 'Why' by Denis Waitley (excerpted from The Psychology of Motivation)
I have a suitcase for you. In that suitcase there is $1 million in cash. The suitcase is sitting in a building that is about an hour's drive from where you are now.Here is the deal: All you have to do is get to this building in the next two hours. If you get there before the end of the two hours, I will hand you the suitcase, and you will be a million dollars richer.
There is one catch, however. If you are even one second late, our deal is off, and you will not get a dime. No exceptions! With that in mind, what time would you like to leave?
Most people would respond to that scenario by saying that they would leave right now. Wouldn't you?
So off you go. You jump into your car and start driving for the building. You are excited and are already starting to plan how you are going to spend your million dollars. Then, suddenly, the traffic comes to a complete stop. You turn on the radio and find that there has been a series of freak accidents between you and the building and there is no way to get there!
Now what would you do? Would you give up and go back home? Or would you get out of your car and walk, run, hire a helicopter, or find some other way of getting to the building on time?
Now let's suppose for a minute that you are driving to an appointment at your dentist's office. The traffic again comes to a stop. Amazingly, there have been freak accidents between you and your dentist's office. What would you do then? Probably give up, go home, and reschedule!
What is the difference between these two situations? It all comes down to why. If the why is big enough; the how is usually not a problem. This compelling why is connected to your personal objectives, mission statement, or magnificent obsessions. It is the basis of your motivational support beam. Truly motivated people are able to identify and tap into the power of a compelling why in everything they do.
Denis Waitley
Saturday, November 3, 2007
Antioxidants and Phase 2 Enzymes in Cardiomyocytes
Antioxidants and Phase 2 Enzymes in Cardiomyocytes:
Chemical Inducibility and Chemoprotection Against Oxidant and Simulated Ischemia-Reperfusion Injury Zhuoxiao Cao*,1, Hong Zhu*, Li Zhang*, Xue Zhao, Jay L. Zweier* and Yunbo Li*,2
* Davis Heart and Lung Research Institute, Department of Internal Medicine and Division of Cardiovascular Medicine, The Ohio State University Medical Center, Columbus, Ohio 43210; and Department of Cardiology, Changzheng Hospital, The Second Military Medical University, 415 Fengyang Road, Shanghai 200003, China
The increasing recognition of the role for oxidative stress in cardiac disorders has led to extensive investigation on the protection by exogenous antioxidants against oxidative cardiac injury. On the other hand, another strategy for protecting against oxidative cardiac injury may be through upregulation of the endogenous antioxidants and phase 2 enzymes in the myocardium by chemical inducers. However, our current understanding of the chemical inducibility of cardiac cellular antioxidants and phase 2 enzymes is very limited.
In this study, using rat cardiac H9c2 cells we have characterized the concentration- and time-dependent induction of cellular antioxidants and phase 2 enzymes by 3H-1,2-dithiole-3-thione (D3T), and the resultant chemoprotective effects on oxidative cardiac cell injury. Incubation of H9c2 cells with D3T resulted in a marked concentration- and time-dependent induction of a number of cellular antioxidants and phase 2 enzymes, including catalase, reduced glutathione (GSH), GSH peroxidase, glutathione reductase (GR), GSH S-transferase (GST), and NAD(P)H:quinone oxidoreductase-1 (NQO1). D3T treatment of H9c2 cells also caused an increase in mRNA expression of catalase, -glutamylcysteine ligase catalytic subunit, GR, GSTA1, M1 and P1, and NQO1.
Moreover, both mRNA and protein expression of Nrf2 were induced in D3T-treated cells. D3T pretreatment led to a marked protection against H9c2 cell injury elicited by various oxidants and simulated ischemia-reperfusion. D3T pretreatment also resulted in decreased intracellular accumulation of reactive oxygen in H9c2 cells after exposure to the oxidants as well as simulated ischemia-reperfusion. This study demonstrates that a series of endogenous antioxidants and phase 2 enzymes in H9c2 cells can be induced by D3T in a concentration- and time-dependent fashion, and that the D3T-upregulated cellular defenses are accompanied by a markedly increased resistance to oxidative cardiac cell injury.
Key Words: cardiac cells • 3H-1,2-dithiole-3-thione • antioxidants • oxidants • simulated ischemia-reperfusion • cytotoxicity
Chemical Inducibility and Chemoprotection Against Oxidant and Simulated Ischemia-Reperfusion Injury Zhuoxiao Cao*,1, Hong Zhu*, Li Zhang*, Xue Zhao, Jay L. Zweier* and Yunbo Li*,2
* Davis Heart and Lung Research Institute, Department of Internal Medicine and Division of Cardiovascular Medicine, The Ohio State University Medical Center, Columbus, Ohio 43210; and Department of Cardiology, Changzheng Hospital, The Second Military Medical University, 415 Fengyang Road, Shanghai 200003, China
The increasing recognition of the role for oxidative stress in cardiac disorders has led to extensive investigation on the protection by exogenous antioxidants against oxidative cardiac injury. On the other hand, another strategy for protecting against oxidative cardiac injury may be through upregulation of the endogenous antioxidants and phase 2 enzymes in the myocardium by chemical inducers. However, our current understanding of the chemical inducibility of cardiac cellular antioxidants and phase 2 enzymes is very limited.
In this study, using rat cardiac H9c2 cells we have characterized the concentration- and time-dependent induction of cellular antioxidants and phase 2 enzymes by 3H-1,2-dithiole-3-thione (D3T), and the resultant chemoprotective effects on oxidative cardiac cell injury. Incubation of H9c2 cells with D3T resulted in a marked concentration- and time-dependent induction of a number of cellular antioxidants and phase 2 enzymes, including catalase, reduced glutathione (GSH), GSH peroxidase, glutathione reductase (GR), GSH S-transferase (GST), and NAD(P)H:quinone oxidoreductase-1 (NQO1). D3T treatment of H9c2 cells also caused an increase in mRNA expression of catalase, -glutamylcysteine ligase catalytic subunit, GR, GSTA1, M1 and P1, and NQO1.
Moreover, both mRNA and protein expression of Nrf2 were induced in D3T-treated cells. D3T pretreatment led to a marked protection against H9c2 cell injury elicited by various oxidants and simulated ischemia-reperfusion. D3T pretreatment also resulted in decreased intracellular accumulation of reactive oxygen in H9c2 cells after exposure to the oxidants as well as simulated ischemia-reperfusion. This study demonstrates that a series of endogenous antioxidants and phase 2 enzymes in H9c2 cells can be induced by D3T in a concentration- and time-dependent fashion, and that the D3T-upregulated cellular defenses are accompanied by a markedly increased resistance to oxidative cardiac cell injury.
Key Words: cardiac cells • 3H-1,2-dithiole-3-thione • antioxidants • oxidants • simulated ischemia-reperfusion • cytotoxicity
Antioxidant Vitamin Supplements and Cardiovascular Disease
Antioxidant Vitamin Supplements and Cardiovascular Disease
Penny M. Kris-Etherton, PhD, RD; Alice H. Lichtenstein, DSc; Barbara V. Howard, PhD; Daniel Steinberg, MD, PhD; Joseph L. Witztum, MD, for the Nutrition Committee of the American Heart Association Council on Nutrition, Physical Activity, and Metabolism
Key Words: AHA Science Advisory • antioxidants • nutrition • coronary disease • cardiovascular diseases
The American Heart Association (AHA) has had a long-standing commitment to provide information about the role of nutrition in cardiovascular disease (CVD) risk reduction. Many activities have been and are currently directed toward this objective, including issuing AHA Dietary Guidelines periodically (most recently in 20001) and Science Advisories and Statements on an ongoing basis to review emerging nutrition-related issues. The objective of the AHA Dietary Guidelines is to promote healthful dietary patterns. A consistent focus since the inception of the AHA Dietary Guidelines has been to reduce saturated fat (and trans fat) and cholesterol intake, as well as to increase dietary fiber consumption. Collectively, all the AHA Dietary Guidelines have supported a dietary pattern that promotes the consumption of diets rich in fruits, vegetables, whole grains, low-fat or nonfat dairy products, fish, legumes, poultry, and lean meats. This dietary pattern has a low energy density to promote weight control and a high nutrient density to meet all nutrient needs.
As reviewed in the first AHA Science Advisory2 on antioxidant vitamins, epidemiological and population studies reported that some micronutrients may beneficially affect CVD risk (ie, antioxidant vitamins such as vitamin E, vitamin C, and ß-carotene). Recent epidemiological evidence3 is consistent with the earlier epidemiological and population studies (reviewed in the first Science Advisory).2 These findings have been supported by in vitro studies that have established a role of oxidative processes in the development of the atherosclerotic plaque. Underlying the atherosclerotic process are proatherogenic and prothrombotic oxidative events in the artery wall that may be inhibited by antioxidants.
The 1999 AHA Science Advisory2 recommended that the general population consume a balanced diet with emphasis on antioxidant-rich fruits, vegetables, and whole grains, advice that was consistent with the AHA Dietary Guidelines at the time. In the absence of data from randomized, controlled clinical trials, no recommendations were made with regard to the use of antioxidant supplements.
In the past 5 years, a number of controlled clinical studies have reported the effects of antioxidant vitamin and mineral supplements on CVD risk (see Tables 1 through 3).4–21 These studies have been the subject of several recent reviews22–26 and formed the database for the present article. In general, the studies presented in the tables differ with regard to subject populations studied, type and dose of antioxidant/cocktail administered, length of study, and study end points. Overall, the studies have been conducted on post–myocardial infarction subjects or subjects at high risk for CVD, although some studied healthy subjects.
In addition to dosage differences in vitamin E studies, some trials used the synthetic form, whereas others used the natural form of the vitamin. With regard to the other antioxidants, different doses were administered (eg, for ß-carotene and vitamin C). The antioxidant cocktail formulations used also varied. Moreover, subjects were followed up for at least 1 year and for as long as 12 years. In addition, a meta-analysis of 15 studies (7 studies of vitamin E, 50 to 800 IU; 8 studies of ß-carotene, 15 to 50 mg) with 1000 or more subjects per trial has been conducted to ascertain the effects of antioxidant vitamins on cardiovascular morbidity and mortality.27 Collectively, for the most part, clinical trials have failed to demonstrate a beneficial effect of antioxidant supplements on CVD morbidity and mortality. With regard to the meta-analysis, the lack of efficacy was demonstrated consistently for different doses of various antioxidants in diverse population groups.
Although the preponderance of clinical trial evidence has not shown beneficial effects of antioxidant supplements, evidence from some smaller studies documents a benefit of -tocopherol (Cambridge Heart AntiOxidant Study,13 Secondary Prevention with Antioxidants of Cardiovascular disease in End-stage renal disease study),15 -tocopherol and slow-release vitamin C (Antioxidant Supplementation in Atherosclerosis Prevention study),16 and vitamin C plus vitamin E (Intravascular Ultrasonography Study)17 on cardiovascular end points. To complicate matters, there is some evidence of potentially adverse effects of antioxidant supplements on CVD as assessed by angiographic end points. In the Women’s Angiographic Vitamin and Estrogen Study,21 postmenopausal women with coronary disease on hormone replacement therapy given vitamin E plus vitamin C had an unexpected significantly higher all-cause mortality rate and a trend for an increased cardiovascular mortality rate compared with the vitamin placebo women. Likewise, in the HDL-Atherosclerosis Treatment Study,20 subjects with angiographically demonstrated coronary artery disease on simvastatin/niacin and an antioxidant cocktail (vitamin E, ß-carotene, vitamin C, and selenium) had a 0.7% progression in stenosis after 3 years, compared with 0.4% regression in the group on only simvastatin/niacin. Thus, antioxidant supplements may have interfered with the efficacy of statin-plus-niacin therapy. Further evaluation showed that the addition of the antioxidant vitamins blunted the expected rise in the protective HDL-2 cholesterol and apolipoprotein A1 subfractions of HDL. In general, the studies showing either positive or adverse effects (especially for vitamins E, vitamins E and C, and the antioxidant cocktails) are much smaller studies than the larger clinical trials that consistently have not shown any beneficial effects of antioxidant supplements on several CVD end points.
Thus, in agreement with many in the field, we conclude that the existing scientific database does not justify routine use of antioxidant supplements for the prevention and treatment of CVD.25–28,29 This conclusion is consistent with the American College of Cardiology/American Heart Association 2002 Guideline Update for the management of patients with chronic stable angina, which states that there is no basis for recommending that patients take vitamin C or E supplements or other antioxidants for the express purpose of preventing or treating coronary artery disease (Class III, Level A Evidence).30 In addition, "Evidence-Based Guidelines for Cardiovascular Disease Prevention in Women"31 concludes that antioxidant vitamin supplements should not be used to prevent CVD, pending the results of ongoing trials (Class III, Level A Evidence). Whether or not to use vitamin E in highly specialized situations, such as in subjects on hemodialysis,15 also remains unsettled until further studies in this setting are conducted. Moreover, although there is some evidence of beneficial effects of antioxidant supplements, it also is apparent that some studies suggest adverse effects of antioxidant supplement use. An important question is: What should we be doing in clinical practice? At this time, there is little reason to advise that individuals take antioxidant supplements to reduce risk of CVD. Nonetheless, we recommend that antioxidant research continue in order to resolve whether the oxidative modification hypothesis is relevant to human atherosclerosis. It will be important to clarify the discrepancy between the randomized clinical trials and the population studies. The positive findings from observational studies with regard to vitamin E supplementation and lower rates of CVD may be a reflection of the generally healthy lifestyles and dietary intakes of supplement users. At this time, the scientific evidence supports recommending consumption of a diet high in food sources of antioxidants and other cardioprotective nutrients, such as fruits, vegetables, whole grains, and nuts, instead of antioxidant supplements to reduce risk of CVD.32,33 It does not support the use of antioxidant vitamin supplements.
The failure of these particular trials does not necessarily rule out a role for oxidative mechanisms in the pathogenesis of human atherosclerosis. Antioxidant compounds cannot be indiscriminately lumped together; they differ quantitatively and even qualitatively from one another. We still know too little about the oxidative mechanisms in vivo and lack biochemical markers with which to evaluate candidate antioxidant compounds. Moreover, antioxidant treatment may need to begin earlier in life to be effective. The discrepancy between the impressive observational data and the clinical trials could reflect the difference between lifelong exposure to an antioxidant-rich diet and a limited, 5-year exposure to antioxidant supplements. However, several other factors (such as identity, type, and form of antioxidant; particular antioxidant combinations; trial design issues; outcome measures; length; populations under study; etc) could also be important in explaining the lack of agreement between the predicted positive benefits and the results of the clinical trials conducted to date. Clearly, further research is needed.
Penny M. Kris-Etherton, PhD, RD; Alice H. Lichtenstein, DSc; Barbara V. Howard, PhD; Daniel Steinberg, MD, PhD; Joseph L. Witztum, MD, for the Nutrition Committee of the American Heart Association Council on Nutrition, Physical Activity, and Metabolism
Key Words: AHA Science Advisory • antioxidants • nutrition • coronary disease • cardiovascular diseases
The American Heart Association (AHA) has had a long-standing commitment to provide information about the role of nutrition in cardiovascular disease (CVD) risk reduction. Many activities have been and are currently directed toward this objective, including issuing AHA Dietary Guidelines periodically (most recently in 20001) and Science Advisories and Statements on an ongoing basis to review emerging nutrition-related issues. The objective of the AHA Dietary Guidelines is to promote healthful dietary patterns. A consistent focus since the inception of the AHA Dietary Guidelines has been to reduce saturated fat (and trans fat) and cholesterol intake, as well as to increase dietary fiber consumption. Collectively, all the AHA Dietary Guidelines have supported a dietary pattern that promotes the consumption of diets rich in fruits, vegetables, whole grains, low-fat or nonfat dairy products, fish, legumes, poultry, and lean meats. This dietary pattern has a low energy density to promote weight control and a high nutrient density to meet all nutrient needs.
As reviewed in the first AHA Science Advisory2 on antioxidant vitamins, epidemiological and population studies reported that some micronutrients may beneficially affect CVD risk (ie, antioxidant vitamins such as vitamin E, vitamin C, and ß-carotene). Recent epidemiological evidence3 is consistent with the earlier epidemiological and population studies (reviewed in the first Science Advisory).2 These findings have been supported by in vitro studies that have established a role of oxidative processes in the development of the atherosclerotic plaque. Underlying the atherosclerotic process are proatherogenic and prothrombotic oxidative events in the artery wall that may be inhibited by antioxidants.
The 1999 AHA Science Advisory2 recommended that the general population consume a balanced diet with emphasis on antioxidant-rich fruits, vegetables, and whole grains, advice that was consistent with the AHA Dietary Guidelines at the time. In the absence of data from randomized, controlled clinical trials, no recommendations were made with regard to the use of antioxidant supplements.
In the past 5 years, a number of controlled clinical studies have reported the effects of antioxidant vitamin and mineral supplements on CVD risk (see Tables 1 through 3).4–21 These studies have been the subject of several recent reviews22–26 and formed the database for the present article. In general, the studies presented in the tables differ with regard to subject populations studied, type and dose of antioxidant/cocktail administered, length of study, and study end points. Overall, the studies have been conducted on post–myocardial infarction subjects or subjects at high risk for CVD, although some studied healthy subjects.
In addition to dosage differences in vitamin E studies, some trials used the synthetic form, whereas others used the natural form of the vitamin. With regard to the other antioxidants, different doses were administered (eg, for ß-carotene and vitamin C). The antioxidant cocktail formulations used also varied. Moreover, subjects were followed up for at least 1 year and for as long as 12 years. In addition, a meta-analysis of 15 studies (7 studies of vitamin E, 50 to 800 IU; 8 studies of ß-carotene, 15 to 50 mg) with 1000 or more subjects per trial has been conducted to ascertain the effects of antioxidant vitamins on cardiovascular morbidity and mortality.27 Collectively, for the most part, clinical trials have failed to demonstrate a beneficial effect of antioxidant supplements on CVD morbidity and mortality. With regard to the meta-analysis, the lack of efficacy was demonstrated consistently for different doses of various antioxidants in diverse population groups.
Although the preponderance of clinical trial evidence has not shown beneficial effects of antioxidant supplements, evidence from some smaller studies documents a benefit of -tocopherol (Cambridge Heart AntiOxidant Study,13 Secondary Prevention with Antioxidants of Cardiovascular disease in End-stage renal disease study),15 -tocopherol and slow-release vitamin C (Antioxidant Supplementation in Atherosclerosis Prevention study),16 and vitamin C plus vitamin E (Intravascular Ultrasonography Study)17 on cardiovascular end points. To complicate matters, there is some evidence of potentially adverse effects of antioxidant supplements on CVD as assessed by angiographic end points. In the Women’s Angiographic Vitamin and Estrogen Study,21 postmenopausal women with coronary disease on hormone replacement therapy given vitamin E plus vitamin C had an unexpected significantly higher all-cause mortality rate and a trend for an increased cardiovascular mortality rate compared with the vitamin placebo women. Likewise, in the HDL-Atherosclerosis Treatment Study,20 subjects with angiographically demonstrated coronary artery disease on simvastatin/niacin and an antioxidant cocktail (vitamin E, ß-carotene, vitamin C, and selenium) had a 0.7% progression in stenosis after 3 years, compared with 0.4% regression in the group on only simvastatin/niacin. Thus, antioxidant supplements may have interfered with the efficacy of statin-plus-niacin therapy. Further evaluation showed that the addition of the antioxidant vitamins blunted the expected rise in the protective HDL-2 cholesterol and apolipoprotein A1 subfractions of HDL. In general, the studies showing either positive or adverse effects (especially for vitamins E, vitamins E and C, and the antioxidant cocktails) are much smaller studies than the larger clinical trials that consistently have not shown any beneficial effects of antioxidant supplements on several CVD end points.
Thus, in agreement with many in the field, we conclude that the existing scientific database does not justify routine use of antioxidant supplements for the prevention and treatment of CVD.25–28,29 This conclusion is consistent with the American College of Cardiology/American Heart Association 2002 Guideline Update for the management of patients with chronic stable angina, which states that there is no basis for recommending that patients take vitamin C or E supplements or other antioxidants for the express purpose of preventing or treating coronary artery disease (Class III, Level A Evidence).30 In addition, "Evidence-Based Guidelines for Cardiovascular Disease Prevention in Women"31 concludes that antioxidant vitamin supplements should not be used to prevent CVD, pending the results of ongoing trials (Class III, Level A Evidence). Whether or not to use vitamin E in highly specialized situations, such as in subjects on hemodialysis,15 also remains unsettled until further studies in this setting are conducted. Moreover, although there is some evidence of beneficial effects of antioxidant supplements, it also is apparent that some studies suggest adverse effects of antioxidant supplement use. An important question is: What should we be doing in clinical practice? At this time, there is little reason to advise that individuals take antioxidant supplements to reduce risk of CVD. Nonetheless, we recommend that antioxidant research continue in order to resolve whether the oxidative modification hypothesis is relevant to human atherosclerosis. It will be important to clarify the discrepancy between the randomized clinical trials and the population studies. The positive findings from observational studies with regard to vitamin E supplementation and lower rates of CVD may be a reflection of the generally healthy lifestyles and dietary intakes of supplement users. At this time, the scientific evidence supports recommending consumption of a diet high in food sources of antioxidants and other cardioprotective nutrients, such as fruits, vegetables, whole grains, and nuts, instead of antioxidant supplements to reduce risk of CVD.32,33 It does not support the use of antioxidant vitamin supplements.
The failure of these particular trials does not necessarily rule out a role for oxidative mechanisms in the pathogenesis of human atherosclerosis. Antioxidant compounds cannot be indiscriminately lumped together; they differ quantitatively and even qualitatively from one another. We still know too little about the oxidative mechanisms in vivo and lack biochemical markers with which to evaluate candidate antioxidant compounds. Moreover, antioxidant treatment may need to begin earlier in life to be effective. The discrepancy between the impressive observational data and the clinical trials could reflect the difference between lifelong exposure to an antioxidant-rich diet and a limited, 5-year exposure to antioxidant supplements. However, several other factors (such as identity, type, and form of antioxidant; particular antioxidant combinations; trial design issues; outcome measures; length; populations under study; etc) could also be important in explaining the lack of agreement between the predicted positive benefits and the results of the clinical trials conducted to date. Clearly, further research is needed.
THAT'S GREAT... NOW GO DO IT!
by Jerry Clark Jerry, I'm going to be the #1 person in my company...
Sounds Good, Now Go Do It!
Jerry, Just wait until the kids get back in school, I'm going to get busy then... Wonderful, Now Go Do It!
Jerry, once I get some new leads in, I'm going to rip this thing up... Superb, Now Go Do It!
Jerry, my wife said I can put more time in my Networking Business once my check gets to $500 per month... Terrific, Now Go Do It!
Jerry, I'll be walking across the stage winning an award at the next International convention... Cool, Now Go Do It!
Jerry, I'm going to go on a 30 Day Blitz and talk to at least 25 new people per day... Splendid, Now Go Do It!
Jerry, I'm going to make it big in Network Marketing and then go around the World changing people's lives like you do... Fantastic, Now Go Do It!
Jerry, I'm doing this business because I promised my Mother I would one buy her a new house one day... That's Nice, Now Go Do It!
Jerry, I'm sick and tired of working for someone else so I'm going to get serious about my Networking Business... Awesome, Now Go Do It!
Jerry, I'm going to Build an Empire so I can spend more time with my family... That's Beautiful, Now Go Do It!
Jerry, this is my year because I can just see my Bonus Check going through the Roof... Sounds Exciting, Now Go Do It!
Jerry, I'm going to get all of my people listening to your tapes and I know we will be more successful then... I like that thought, Now Go Do It!
Jerry, I know I told you I was going to do it for the last 5 years straight, but this year is different because I know I'm ready to go to the top... Yea, I remember, Now Go Do It!
Jerry, If you could fly out to my house and spend a month with me doing 3-Way calls and presentations, I know my business will explode... Well, not going to happen, Now Go Do It
Anyway! Jerry, If only... Ok, Now Go Do It!
Jerry, you don't understand... Sure, Now Go Do It !
Jerry, it would be nice if... Yea it would be, Now Go Do It!
Jerry, aren't you listening to... Probably not, Now Go Do It!
Folks... Understand this... Success doesn't reward you for what you're going to someday do... It rewards you for what you do... So stop contemplating, evaluating, hesitating, meditating, and deliberating... Pay attention to the words that are coming out of my mind... Jerry, I think I will read this Rhino Tip Again...
That's Great... Now Go Do It!
Sounds Good, Now Go Do It!
Jerry, Just wait until the kids get back in school, I'm going to get busy then... Wonderful, Now Go Do It!
Jerry, once I get some new leads in, I'm going to rip this thing up... Superb, Now Go Do It!
Jerry, my wife said I can put more time in my Networking Business once my check gets to $500 per month... Terrific, Now Go Do It!
Jerry, I'll be walking across the stage winning an award at the next International convention... Cool, Now Go Do It!
Jerry, I'm going to go on a 30 Day Blitz and talk to at least 25 new people per day... Splendid, Now Go Do It!
Jerry, I'm going to make it big in Network Marketing and then go around the World changing people's lives like you do... Fantastic, Now Go Do It!
Jerry, I'm doing this business because I promised my Mother I would one buy her a new house one day... That's Nice, Now Go Do It!
Jerry, I'm sick and tired of working for someone else so I'm going to get serious about my Networking Business... Awesome, Now Go Do It!
Jerry, I'm going to Build an Empire so I can spend more time with my family... That's Beautiful, Now Go Do It!
Jerry, this is my year because I can just see my Bonus Check going through the Roof... Sounds Exciting, Now Go Do It!
Jerry, I'm going to get all of my people listening to your tapes and I know we will be more successful then... I like that thought, Now Go Do It!
Jerry, I know I told you I was going to do it for the last 5 years straight, but this year is different because I know I'm ready to go to the top... Yea, I remember, Now Go Do It!
Jerry, If you could fly out to my house and spend a month with me doing 3-Way calls and presentations, I know my business will explode... Well, not going to happen, Now Go Do It
Anyway! Jerry, If only... Ok, Now Go Do It!
Jerry, you don't understand... Sure, Now Go Do It !
Jerry, it would be nice if... Yea it would be, Now Go Do It!
Jerry, aren't you listening to... Probably not, Now Go Do It!
Folks... Understand this... Success doesn't reward you for what you're going to someday do... It rewards you for what you do... So stop contemplating, evaluating, hesitating, meditating, and deliberating... Pay attention to the words that are coming out of my mind... Jerry, I think I will read this Rhino Tip Again...
That's Great... Now Go Do It!
MLM MARKETING CLOSING THE DEAL
Closing the Sale
Working your Usana business involves many aspects, but the bottom line is that in order to grow, you need to close the sale. For some, closing the sale will require learning new skills. Here are some useful things to remember while taking your prospects past discussion, and onto enrollment.
1. Build relationships
Closing will be easier once trust and bonds are built. Spend some time getting to know each other. Listen more than you talk. When you do speak, share your absolute passion for these incredible products, the company and the opportunity. But stay focused on the benefits to your prospect. Your closing has already begun when you make the meeting all about the prospect.
2. Always presume the sale
Go into the conversation knowing that the prospect wants and needs the products, AND the opportunity. We all know that these products give FANTASTIC results. Assume that everyone else wants the same! And we especially want this for those we care about. On top of this, the science is there to support the quality of these products, and good nutrition DOES help prevent disease, so we can be confident in our knowing. Use phrases such as "When you begin to take these supplements...." Talk about the products/opportunity as if they have already made the purchase. Even if they don't want to run a business, they will probably want to get their products paid for by becoming a referral associate.
3. Listen for the signals, and give options
Train your ear to recognize when the prospect is ready to buy. Listen for language that turns into a sale (example: the prospect asks specific questions about details, such as delivery time or exact pricing). Then, help the prospect make his/her own decision by offering options (example: "Which product is more interesting to you, the Essentials or the HealthPak?"). Options are less threatening, and help them to continue thinking, and talking to you.
4. Ask for the sale using open ended questions, and multiple times!
Using questions that cannot be answered with a yes or no answer will encourage the prospect to speak about themselves, helping you to get to know their needs. "Why" is a good starting word for those questions (example: "Why are you interested in taking supplements?" or "Why are you thinking about changing brands of supplements?"
When it comes to asking for the sale, you will probably need to ask at least five times, in different non-threatening ways, using these open ended questions. (example: "If you were planning to buy one of our products today, which one would it be?"). Many times the prospect will close their own sale by answering this question. (More examples: "Would you like to start with the Healthpak - or the Essentials?", "One business center or three?").
5. If necessary, use a soft close
If the prospect is really not ready to sign on the dotted line today, you can use a "soft close", such as giving samples of products, or literature, and setting a time to follow up. Make sure to follow up exactly when you said you would, and be ready to keep the conversation going. Ask about their experience with the samples, and listen.
6. Handling objections
Handling objections is a whole topic in itself, but in order to close the sale you will undoubtedly come up against objections, so here is one technique that many use to handle any objection at all. The "feel", "felt", "found" technique is an excellent way to bond and form a relationship, which is the first point we discussed.
When the prospect objects, you simply say, "I know exactly how you feel about that.....)". "I have felt that way myself before...." "And what I have found is that....). Experiment with some different examples for yourself to see just how effective and easy this is. We are not trying to convince anyone of anything. We are helping them understand the benefits of the products and the opportunity, and helping them come to their own conclusion about how their lives can be improved. If, after handling many objections, the prospect is still completely uninterested, it's probably time to move on.
Hope these tips are helpful! Happy Prospecting!
Working your Usana business involves many aspects, but the bottom line is that in order to grow, you need to close the sale. For some, closing the sale will require learning new skills. Here are some useful things to remember while taking your prospects past discussion, and onto enrollment.
1. Build relationships
Closing will be easier once trust and bonds are built. Spend some time getting to know each other. Listen more than you talk. When you do speak, share your absolute passion for these incredible products, the company and the opportunity. But stay focused on the benefits to your prospect. Your closing has already begun when you make the meeting all about the prospect.
2. Always presume the sale
Go into the conversation knowing that the prospect wants and needs the products, AND the opportunity. We all know that these products give FANTASTIC results. Assume that everyone else wants the same! And we especially want this for those we care about. On top of this, the science is there to support the quality of these products, and good nutrition DOES help prevent disease, so we can be confident in our knowing. Use phrases such as "When you begin to take these supplements...." Talk about the products/opportunity as if they have already made the purchase. Even if they don't want to run a business, they will probably want to get their products paid for by becoming a referral associate.
3. Listen for the signals, and give options
Train your ear to recognize when the prospect is ready to buy. Listen for language that turns into a sale (example: the prospect asks specific questions about details, such as delivery time or exact pricing). Then, help the prospect make his/her own decision by offering options (example: "Which product is more interesting to you, the Essentials or the HealthPak?"). Options are less threatening, and help them to continue thinking, and talking to you.
4. Ask for the sale using open ended questions, and multiple times!
Using questions that cannot be answered with a yes or no answer will encourage the prospect to speak about themselves, helping you to get to know their needs. "Why" is a good starting word for those questions (example: "Why are you interested in taking supplements?" or "Why are you thinking about changing brands of supplements?"
When it comes to asking for the sale, you will probably need to ask at least five times, in different non-threatening ways, using these open ended questions. (example: "If you were planning to buy one of our products today, which one would it be?"). Many times the prospect will close their own sale by answering this question. (More examples: "Would you like to start with the Healthpak - or the Essentials?", "One business center or three?").
5. If necessary, use a soft close
If the prospect is really not ready to sign on the dotted line today, you can use a "soft close", such as giving samples of products, or literature, and setting a time to follow up. Make sure to follow up exactly when you said you would, and be ready to keep the conversation going. Ask about their experience with the samples, and listen.
6. Handling objections
Handling objections is a whole topic in itself, but in order to close the sale you will undoubtedly come up against objections, so here is one technique that many use to handle any objection at all. The "feel", "felt", "found" technique is an excellent way to bond and form a relationship, which is the first point we discussed.
When the prospect objects, you simply say, "I know exactly how you feel about that.....)". "I have felt that way myself before...." "And what I have found is that....). Experiment with some different examples for yourself to see just how effective and easy this is. We are not trying to convince anyone of anything. We are helping them understand the benefits of the products and the opportunity, and helping them come to their own conclusion about how their lives can be improved. If, after handling many objections, the prospect is still completely uninterested, it's probably time to move on.
Hope these tips are helpful! Happy Prospecting!
Thursday, November 1, 2007
Widespread Vitamin D Deficiency Drains Billions of Dollars from Canadian Health Care System
The Vitamin D society, a Canadian non-profit group organized to increase awareness of the many health conditions strongly linked to vitamin D, has calculated the cost of vitamin D deficiency on the Canadian health care system to be no less than $9 billion dollars annually.
Vitamin D has long been known only for its role in bone health and proper calcium absorption. However, the explosion of research over the past few years has revealed that vitamin D plays a key role in cell growth regulation in the body, and may be related to the prevention of 22 forms of cancer as well as heart disease, multiple sclerosis, osteoporosis, and many other disorders.Due to what is being considered a Canadian crisis and worldwide problem, the Vitamin D Society is recognizing the month of November as Vitamin D Awareness Month. For the complete story and more information about the society and vitamin D research,
go to the following link:
http://www.newswire.ca/en/releases/archive/October2007/31/c2359.html
Vitamin D has long been known only for its role in bone health and proper calcium absorption. However, the explosion of research over the past few years has revealed that vitamin D plays a key role in cell growth regulation in the body, and may be related to the prevention of 22 forms of cancer as well as heart disease, multiple sclerosis, osteoporosis, and many other disorders.Due to what is being considered a Canadian crisis and worldwide problem, the Vitamin D Society is recognizing the month of November as Vitamin D Awareness Month. For the complete story and more information about the society and vitamin D research,
go to the following link:
http://www.newswire.ca/en/releases/archive/October2007/31/c2359.html
Wednesday, October 31, 2007
USANA: Sugars in the Nutritional Bars
Here’s a reply we received from Usana Science Information Services concerning the sugars used in our bars and shakes, should others receive inquiries. Deanna Waters, Diamond Director, Winnipeg, Manitoba.
We appreciate your inquiry. I'm sure they thought they were being helpful with all the sugar information, but it was definitely not necessary. We also understand very well the benefits and issues with fructose as a sweetener. It is the primary sweetener in the drink mixes. Bars are a little different than dry mixes, however, so what works in one doesn't always work in the other. The syrups - maltitol syrup, corn syrup, high-fructose corn syrup, etc., work much better in a bar that you want to maintain as moist as possible. Either way, they could have saved a lot of work in researching this had they simply looked at the Glycemic Index numbers on the side of the product boxes, labels, etc.
The following statement is true: "When sugar is coupled with high fiber, it enters the blood stream slower. The bar only has 2g of fiber. Consuming carbohydrates along with other foods (especially those high in fiber) could change the rate of absorption of the sugar." However, this statement was intended to imply that our bar would be high glycemic (due to a low fiber level). It is not high, of course, but very low at 26 which is lower than that of kidney beans or lentils. Although fiber influences the GI, protein and fat also have a very strong influence on the rate of digestion. It is the entire combination of macronutrients and how they are combined that keep the GI of the Peanut Butter Crunch bar (and other macro-optimizers) so low.
I have used an apple to explain the sugar content of the Nutrimeals. A small 3 oz apple has approximately 23 grams of carbohydrates, with more than half as simple sugars. The Oatmeal Raisin bar would provide similar total carbs, sugar and fiber as a typical apple. Unlike the apple, however, it has 10 times more protein and a little healthy fat. The Peanut Butter Crunch and Lemon Bar have less carbs and sugar than a typical apple.
I hope this is helpful.
Best Regards,
Russ Barton, MS, CNS, CISSN
USANA Science Information Services
We appreciate your inquiry. I'm sure they thought they were being helpful with all the sugar information, but it was definitely not necessary. We also understand very well the benefits and issues with fructose as a sweetener. It is the primary sweetener in the drink mixes. Bars are a little different than dry mixes, however, so what works in one doesn't always work in the other. The syrups - maltitol syrup, corn syrup, high-fructose corn syrup, etc., work much better in a bar that you want to maintain as moist as possible. Either way, they could have saved a lot of work in researching this had they simply looked at the Glycemic Index numbers on the side of the product boxes, labels, etc.
The following statement is true: "When sugar is coupled with high fiber, it enters the blood stream slower. The bar only has 2g of fiber. Consuming carbohydrates along with other foods (especially those high in fiber) could change the rate of absorption of the sugar." However, this statement was intended to imply that our bar would be high glycemic (due to a low fiber level). It is not high, of course, but very low at 26 which is lower than that of kidney beans or lentils. Although fiber influences the GI, protein and fat also have a very strong influence on the rate of digestion. It is the entire combination of macronutrients and how they are combined that keep the GI of the Peanut Butter Crunch bar (and other macro-optimizers) so low.
I have used an apple to explain the sugar content of the Nutrimeals. A small 3 oz apple has approximately 23 grams of carbohydrates, with more than half as simple sugars. The Oatmeal Raisin bar would provide similar total carbs, sugar and fiber as a typical apple. Unlike the apple, however, it has 10 times more protein and a little healthy fat. The Peanut Butter Crunch and Lemon Bar have less carbs and sugar than a typical apple.
I hope this is helpful.
Best Regards,
Russ Barton, MS, CNS, CISSN
USANA Science Information Services
Subscribe to:
Posts (Atom)
