The Possibility Call
Ask the Vision Builder
Sunday - Jan. 27th - 7:30PM MST
Dial-in #: 1-712-580-1800
Access Code: 353644#
Online Presentation Link
The Possibility Call is where we "huddle" to answer questions and keep everyone FOCUSED on BUSINESS SUCCESS. We train, share, encourage, and support!
Showing posts with label Sports Nutrition. Show all posts
Showing posts with label Sports Nutrition. Show all posts
Friday, January 25, 2008
Thursday, January 24, 2008
USANA President Dave Wentz
Watch a video of USANA President Dave Wentz sharing a crucial announcement concerning the company. You DO NOT want to miss this!
Here are the direct video links to for anyone to access this 3 minute video.
Click here for Windows Media Player Format
Click here for MOV Format
Here are the direct video links to for anyone to access this 3 minute video.
Click here for Windows Media Player Format
Click here for MOV Format
Monday, December 17, 2007
Ray Strand and Reset - DEC 19th, 2007/9PM EST
Kick off the New Year with Dr. Ray Strand and Reset
Dr. Ray Strand will lead a call and go into step-by-step detail on how you can use the Healthy For Life Program to gain lifelong customers and build your business.
Dial-In #: 605-990-0200Bridge: 635978#
Wednesday 9 PM EST
Keywords:
Alice Clegg, antioxidants, cardiac cells, cytotoxicity, Fitness, Health, Jason Kilgore, Kilgore and USANA, Kilgore Defense Institute, Kilgore MMA, Mens Health, nutrition, Sense' Skin Care Products, Usana and Jason Kilgore, Usana and Alice Clegg, Utah, Womens Health, Vitamins, Usana and Sierra Foothills Karate, USANA Sense' Skin Care Products, USANA Vitamins, USANA, Sports Nutrition, Sports Medicine, Sierra Foothills Karate Advise, simulated ischemia-reperfusion, Sports, Sierra Foothills Karate, Self Defense, nutition, oxidants, Quality Skin Care Products and Alice Clegg, martial arts, Karate Advise, Cooking, Cosmetics, Diet, Healthy Cooking, Body building, 3H-1, 2-dithiole-3-thione
Dr. Ray Strand will lead a call and go into step-by-step detail on how you can use the Healthy For Life Program to gain lifelong customers and build your business.
Dial-In #: 605-990-0200Bridge: 635978#
Wednesday 9 PM EST
Keywords:
Alice Clegg, antioxidants, cardiac cells, cytotoxicity, Fitness, Health, Jason Kilgore, Kilgore and USANA, Kilgore Defense Institute, Kilgore MMA, Mens Health, nutrition, Sense' Skin Care Products, Usana and Jason Kilgore, Usana and Alice Clegg, Utah, Womens Health, Vitamins, Usana and Sierra Foothills Karate, USANA Sense' Skin Care Products, USANA Vitamins, USANA, Sports Nutrition, Sports Medicine, Sierra Foothills Karate Advise, simulated ischemia-reperfusion, Sports, Sierra Foothills Karate, Self Defense, nutition, oxidants, Quality Skin Care Products and Alice Clegg, martial arts, Karate Advise, Cooking, Cosmetics, Diet, Healthy Cooking, Body building, 3H-1, 2-dithiole-3-thione
Bryan Penrod Monday Night Webcast Presentation
Bryan Penrod Monday Night Webcast Presentation!
Monday night, December 17th, I will be hosting the weekly STI Health & Freedom opportunity presentation webcast for you and all of your prospects. I get more excited about this presentation technology every day, as I've been using it to present, train, and rapidly expand our teams internationally. Success Team International offers a weekly venue of these presenations and trainings at www.successti.com, then click on "STI Webcast Events". The details for Monday evening's webcast event are below:
While you're on the website make sure to add yourself to the STI email distribution list by clicking "Subscribe" at the bottom of the home page to get valuable business building emails and weekly webcast speakers!
See everyone tomorrow night and look forward to presenting to your guests!
Bryan Penrod
********************************
US Monday Night STI Health & Freedom Webcast
5:00 PM Pacific (CA)
6:00 PM Mountain (UT)
7:00 PM Central (TX)
8:00 PM Eastern (FL)
2:00 PM Auckland, NZ (on Tuesday)
(Time Zone Converter)
Click Here to Join a Few Minutes Early - Enter Your First & Last Name
Copy/paste this Meeting URL in your browser if "Click Here" link doesn't work above...
https://www.livemeeting.com/cc/usana500/join
Meeting ID: STI-HF-MON
Role: Attendee
CONFERENCE CALL NUMBER AS BACK UP FOR AUDIO PORTION
+1 (218) 936-7687 ID: 283951#
Keywords:
Alice Clegg, antioxidants, cardiac cells, cytotoxicity, Fitness, Health, Jason Kilgore, Kilgore and USANA, Kilgore Defense Institute, Kilgore MMA, Mens Health, nutrition, Sense' Skin Care Products, Usana and Jason Kilgore, Usana and Alice Clegg, Utah, Womens Health, Vitamins, Usana and Sierra Foothills Karate, USANA Sense' Skin Care Products, USANA Vitamins, USANA, Sports Nutrition, Sports Medicine, Sierra Foothills Karate Advise, simulated ischemia-reperfusion, Sports, Sierra Foothills Karate, Self Defense, nutition, oxidants, Quality Skin Care Products and Alice Clegg, martial arts, Karate Advise, Cooking, Cosmetics, Diet, Healthy Cooking, Body building, 3H-1, 2-dithiole-3-thione
Site:
http://www.safeliving.usana.com/
Monday night, December 17th, I will be hosting the weekly STI Health & Freedom opportunity presentation webcast for you and all of your prospects. I get more excited about this presentation technology every day, as I've been using it to present, train, and rapidly expand our teams internationally. Success Team International offers a weekly venue of these presenations and trainings at www.successti.com, then click on "STI Webcast Events". The details for Monday evening's webcast event are below:
While you're on the website make sure to add yourself to the STI email distribution list by clicking "Subscribe" at the bottom of the home page to get valuable business building emails and weekly webcast speakers!
See everyone tomorrow night and look forward to presenting to your guests!
Bryan Penrod
********************************
US Monday Night STI Health & Freedom Webcast
5:00 PM Pacific (CA)
6:00 PM Mountain (UT)
7:00 PM Central (TX)
8:00 PM Eastern (FL)
2:00 PM Auckland, NZ (on Tuesday)
(Time Zone Converter)
Click Here to Join a Few Minutes Early - Enter Your First & Last Name
Copy/paste this Meeting URL in your browser if "Click Here" link doesn't work above...
https://www.livemeeting.com/cc/usana500/join
Meeting ID: STI-HF-MON
Role: Attendee
CONFERENCE CALL NUMBER AS BACK UP FOR AUDIO PORTION
+1 (218) 936-7687 ID: 283951#
Keywords:
Alice Clegg, antioxidants, cardiac cells, cytotoxicity, Fitness, Health, Jason Kilgore, Kilgore and USANA, Kilgore Defense Institute, Kilgore MMA, Mens Health, nutrition, Sense' Skin Care Products, Usana and Jason Kilgore, Usana and Alice Clegg, Utah, Womens Health, Vitamins, Usana and Sierra Foothills Karate, USANA Sense' Skin Care Products, USANA Vitamins, USANA, Sports Nutrition, Sports Medicine, Sierra Foothills Karate Advise, simulated ischemia-reperfusion, Sports, Sierra Foothills Karate, Self Defense, nutition, oxidants, Quality Skin Care Products and Alice Clegg, martial arts, Karate Advise, Cooking, Cosmetics, Diet, Healthy Cooking, Body building, 3H-1, 2-dithiole-3-thione
Site:
http://www.safeliving.usana.com/
Friday, December 14, 2007
Nutrient-poor food, or "junk food" causes obesity
According to a large national survey, nutrient-poor food, or "junk food," contributes nearly 30% of all the energy (calories) consumed in the US population. Efforts to reduce obesity should focus on both individual and policy actions to reduce the importance of nutrient-poor foods in the US diet.
Junk food makes up nearly one-third of calories in American diet A study of 4,700 adults showed that despite the increased popularity of low- carbohydrate diets, almost one-third of Americans' calories are coming from 'empty calorie' foods such as sweets and desserts, soft drinks, and alcoholic beverages. Salty snacks and fruit-flavored drinks make up another five percent.
Lead researcher Gladys Block, a professor of epidemiology and public health nutrition at University of California, Berkeley, used data from a U.S. government survey called the National Health and Nutrition Examination Survey. She analyzed the answers of participants interviewed in 1999 and 2000 who were asked to report all the foods they ate in the previous 24 hours. "We know people are eating a lot of junk food, but to have almost one-third of Americans' calories coming from those categories is a shocker. It's no wonder there's an obesity epidemic in this country," Block said in a statement.
Sodas contributed 7.1 percent of the total calories eaten. Sweets topped the list, followed by hamburgers, pizza, and potato chips. By contrast, fruits and vegetables made up only about 10 percent of calories in the diet. "It's important to emphasize that sweets, desserts, snacks, and alcohol are contributing calories without providing vitamins and minerals," said Block. "
You can actually be obese and still be undernourished with regard to important nutrients. We shouldn't be telling people to eat less - we should be telling people to eat differently."
Block G. Journal of Food Composition and Analysis. Volume 17, June-August 2004, 439-447.
Junk food makes up nearly one-third of calories in American diet A study of 4,700 adults showed that despite the increased popularity of low- carbohydrate diets, almost one-third of Americans' calories are coming from 'empty calorie' foods such as sweets and desserts, soft drinks, and alcoholic beverages. Salty snacks and fruit-flavored drinks make up another five percent.
Lead researcher Gladys Block, a professor of epidemiology and public health nutrition at University of California, Berkeley, used data from a U.S. government survey called the National Health and Nutrition Examination Survey. She analyzed the answers of participants interviewed in 1999 and 2000 who were asked to report all the foods they ate in the previous 24 hours. "We know people are eating a lot of junk food, but to have almost one-third of Americans' calories coming from those categories is a shocker. It's no wonder there's an obesity epidemic in this country," Block said in a statement.
Sodas contributed 7.1 percent of the total calories eaten. Sweets topped the list, followed by hamburgers, pizza, and potato chips. By contrast, fruits and vegetables made up only about 10 percent of calories in the diet. "It's important to emphasize that sweets, desserts, snacks, and alcohol are contributing calories without providing vitamins and minerals," said Block. "
You can actually be obese and still be undernourished with regard to important nutrients. We shouldn't be telling people to eat less - we should be telling people to eat differently."
Block G. Journal of Food Composition and Analysis. Volume 17, June-August 2004, 439-447.
Closing the Deal
Have problems handling objectives or getting prospects to commit? Learn to seal the deal like a Hollywood executive with our Health & Freedom How To Close conference call.
Details
December 18, 2007How to Close with Daniel HunterTime: 6:00 p.m. MST (Not in a MST time zone? Click here to convert to your time zone)Call-in Number: 641-594-7500PIN: 641342
Live Meeting link
(West) https://www106.livemeeting.com/cc/usana500/join?id=HFTRAIN08W&role=attend(East) https://www106.livemeeting.com/cc/usana500/join?id=HFTRAIN08E&role=attend
For other call details, visit
http://www.usana.com/Main/myUsana/page/HealthAndFreedomTrainingWebConf
Details
December 18, 2007How to Close with Daniel HunterTime: 6:00 p.m. MST (Not in a MST time zone? Click here to convert to your time zone)Call-in Number: 641-594-7500PIN: 641342
Live Meeting link
(West) https://www106.livemeeting.com/cc/usana500/join?id=HFTRAIN08W&role=attend(East) https://www106.livemeeting.com/cc/usana500/join?id=HFTRAIN08E&role=attend
For other call details, visit
http://www.usana.com/Main/myUsana/page/HealthAndFreedomTrainingWebConf
Wednesday, December 12, 2007
Health & Freedom Presentations
Join us on the red carpet this Wednesday, December 12, 2007, as Tony Daum and Susanne Cunningham, two of USANA’s top leaders, host a training Web conference that focuses on how to use the new Health & Freedom Presentations.
The new and improved Health & Freedom Presentations are available NOW for the flipchart (Item #501), PresentationPro, and PowerPoint slides! With an incredible new look, these revamped presentations will help make sharing your USANA message with prospects even better. The presentations are available to order and/or download now—just in time for your kick-off meetings in January!
For call details, refer to the information below or visit:
http://www.usana.com/Main/myUsana/page/HealthAndFreedomTrainingWebConf
Details
Wednesday, December 12
How to present the new presentation with Tony Daum and Susanne Cunningham
6 p.m. MST (Not in a MST time zone? Click here to convert to your time zone)
Dial-in number: 641-594-7500
Pin: 641342
West Coast Live Meeting Link:
https://www106.livemeeting.com/cc/usana500/join?id=HFTRAIN08W&role=attend
East Coast Live Meeting Link:
https://www106.livemeeting.com/cc/usana500/join?id=HFTRAIN08E&role=attend
The new and improved Health & Freedom Presentations are available NOW for the flipchart (Item #501), PresentationPro, and PowerPoint slides! With an incredible new look, these revamped presentations will help make sharing your USANA message with prospects even better. The presentations are available to order and/or download now—just in time for your kick-off meetings in January!
For call details, refer to the information below or visit:
http://www.usana.com/Main/myUsana/page/HealthAndFreedomTrainingWebConf
Details
Wednesday, December 12
How to present the new presentation with Tony Daum and Susanne Cunningham
6 p.m. MST (Not in a MST time zone? Click here to convert to your time zone)
Dial-in number: 641-594-7500
Pin: 641342
West Coast Live Meeting Link:
https://www106.livemeeting.com/cc/usana500/join?id=HFTRAIN08W&role=attend
East Coast Live Meeting Link:
https://www106.livemeeting.com/cc/usana500/join?id=HFTRAIN08E&role=attend
Monday, December 3, 2007
Growth of USANA
Hi Usana Members
Over the last few days I have been struck by the thoughts of timing in Usana.
As many of you have seen as you log on to the Usana Home Page the company is in the midst of a rapid expansion program. Usana is hiring record numbers of new employees in the USA, Singapore, Australia, New Zealand and Taiwan. the company is also in a huge construction program to house these growing staffs investing millions of dollars into infrastructure.
After 20 some quarters of record growth we are getting name recognition as a respected business entity as well as being the Direct Sales Company with the best products.
Tied in with these notable facts are the timing of the Economy, Baby Boomers approaching retirement, A New Year approaching and your Personal Goals. Let me get a little more specific on some of these.
#1 The Economy, As the Markets shift people are looking for alternative sources of income. Think about Real Estate Agents, Mortgage Brokers, Construction Workers, Building Material Supply Employees Etc.. These people all may be more receptive at this time. Also think about the ripple effect in peripheral industries that may be affected.
#2 Baby Boomers, In 2008 the first Boomers hit 62 years of age. Many of these people are not in the health or financial condition that they may have imagined as being the most desirable at this age. Income replacement, helping children with College or family issues, spending more money as their leisure time increases and many more factors effect this group.
#3 New Year Approaching, Well...If you like the results you got in 2007 and want those to continue then you may not need to take action to instigate changes. If you want 2008 and beyond to look different then this may be the time to set those goals. Your BDS (Business Development System) has some nice guidelines in setting goals.
I know that this message addresses just a few of the advantages and possibilities available at this time but these alone can be a real momentum builder for your businesses. Remember that we are all self-employed as Usana Associates but we are not in this alone.
Rely upon Usana Corporate, Alice Clegg and Jason Kilgore, your downline and all of the great crossline that can all be of great support and encouragement
Over the last few days I have been struck by the thoughts of timing in Usana.
As many of you have seen as you log on to the Usana Home Page the company is in the midst of a rapid expansion program. Usana is hiring record numbers of new employees in the USA, Singapore, Australia, New Zealand and Taiwan. the company is also in a huge construction program to house these growing staffs investing millions of dollars into infrastructure.
After 20 some quarters of record growth we are getting name recognition as a respected business entity as well as being the Direct Sales Company with the best products.
Tied in with these notable facts are the timing of the Economy, Baby Boomers approaching retirement, A New Year approaching and your Personal Goals. Let me get a little more specific on some of these.
#1 The Economy, As the Markets shift people are looking for alternative sources of income. Think about Real Estate Agents, Mortgage Brokers, Construction Workers, Building Material Supply Employees Etc.. These people all may be more receptive at this time. Also think about the ripple effect in peripheral industries that may be affected.
#2 Baby Boomers, In 2008 the first Boomers hit 62 years of age. Many of these people are not in the health or financial condition that they may have imagined as being the most desirable at this age. Income replacement, helping children with College or family issues, spending more money as their leisure time increases and many more factors effect this group.
#3 New Year Approaching, Well...If you like the results you got in 2007 and want those to continue then you may not need to take action to instigate changes. If you want 2008 and beyond to look different then this may be the time to set those goals. Your BDS (Business Development System) has some nice guidelines in setting goals.
I know that this message addresses just a few of the advantages and possibilities available at this time but these alone can be a real momentum builder for your businesses. Remember that we are all self-employed as Usana Associates but we are not in this alone.
Rely upon Usana Corporate, Alice Clegg and Jason Kilgore, your downline and all of the great crossline that can all be of great support and encouragement
Integritas Training Schedule weeek of DEC 3-8th, 2007
Here's the training schedule for the week. Please double check with the calendar in your Integritas website for any changes or if you have questions.All training events and conference calls are open to the USANA Family. Feel free to invite anyone who can benefit.
** Monday 9:00 PM EST - Health and Freedom WebcastBring your guests here to learn about the USANA opportunity.http://www.integritas-group-webcast.com/ - for associates http://www.viewthewebcast.com/ - for prospects712-432-3000, 1252519:00 PM EST - Live Prospecting CallsCome listen to a top leader make live prospecting calls.605-990-0400, 1095879#9:30 PM EST - Reset Presentation with Dr. Ray Strand and Eric Linscheid 35-minute presentation followed by questions & answershttp://www.losethecravingsnow.com/218-486-1300, 651953
** Tuesday9:00 PM EST - Health and Freedom WebcastBring your guests here to learn about the USANA opportunity.http://www.integritas-group-webcast.com/ - for associates http://www.viewthewebcast.com/ - for prospects712-432-3000, 12525110:00 PM EST - TEAM TRAINING: Simon Chan, John Goerlitz, Kim KollerThis training contains important updates and critical skills that are important for success.http://www.training.usana.com/605-990-0300 384115#
** Wednesday9:00 PM EST - Fast Start Training Webcasthttp://www.integritas-group-faststart.com/218-486-1300, 6519539:00 PM EST Integritas System Support Webcast 1 hour of open Q+A on the system, training, marketing, etc led by an Integritas Experthttp://www.integritas-group-information.com/605-990-0200, 635978#11:00 PM EST - Health and Freedom WebcastBring your guests here to learn about the USANA opportunity.http://www.integritas-group-webcast.com/ - for associates http://www.viewthewebcast.com/ - for prospects712-432-3000, 125251
** Thursday9:00 PM EST - Health and Freedom WebcastBring your guests here to learn about the USANA opportunity.http://www.integritas-group-webcast.com/ - for associates http://www.viewthewebcast.com/ - for prospects712-432-3000, 12525110:00 PM EST - CHINESE TEAM TRAINING: Simon Chan, Andrew Hu, Jacey ZhangEach week's training contains important updates and critical skills that are important for success. http://www.chinesetraining.usana.com/605-772-3001, 504810#
** Saturday11:00 AM EST - Integritas Group Community Call: Silver Director Eric Linscheidhttp://www.integritas-group-webcast.com/605-990-0400, 1095879#Eric will give you tips for getting RESET customers during this holiday season, with specific phrases to use, how to setup a RESET team for the New Year, key dates to use and step-by-step programming for success.He will NOT cover the basics on getting RESET customers. This call assumes that the listener has those basic skills.
** Monday 9:00 PM EST - Health and Freedom WebcastBring your guests here to learn about the USANA opportunity.http://www.integritas-group-webcast.com/ - for associates http://www.viewthewebcast.com/ - for prospects712-432-3000, 1252519:00 PM EST - Live Prospecting CallsCome listen to a top leader make live prospecting calls.605-990-0400, 1095879#9:30 PM EST - Reset Presentation with Dr. Ray Strand and Eric Linscheid 35-minute presentation followed by questions & answershttp://www.losethecravingsnow.com/218-486-1300, 651953
** Tuesday9:00 PM EST - Health and Freedom WebcastBring your guests here to learn about the USANA opportunity.http://www.integritas-group-webcast.com/ - for associates http://www.viewthewebcast.com/ - for prospects712-432-3000, 12525110:00 PM EST - TEAM TRAINING: Simon Chan, John Goerlitz, Kim KollerThis training contains important updates and critical skills that are important for success.http://www.training.usana.com/605-990-0300 384115#
** Wednesday9:00 PM EST - Fast Start Training Webcasthttp://www.integritas-group-faststart.com/218-486-1300, 6519539:00 PM EST Integritas System Support Webcast 1 hour of open Q+A on the system, training, marketing, etc led by an Integritas Experthttp://www.integritas-group-information.com/605-990-0200, 635978#11:00 PM EST - Health and Freedom WebcastBring your guests here to learn about the USANA opportunity.http://www.integritas-group-webcast.com/ - for associates http://www.viewthewebcast.com/ - for prospects712-432-3000, 125251
** Thursday9:00 PM EST - Health and Freedom WebcastBring your guests here to learn about the USANA opportunity.http://www.integritas-group-webcast.com/ - for associates http://www.viewthewebcast.com/ - for prospects712-432-3000, 12525110:00 PM EST - CHINESE TEAM TRAINING: Simon Chan, Andrew Hu, Jacey ZhangEach week's training contains important updates and critical skills that are important for success. http://www.chinesetraining.usana.com/605-772-3001, 504810#
** Saturday11:00 AM EST - Integritas Group Community Call: Silver Director Eric Linscheidhttp://www.integritas-group-webcast.com/605-990-0400, 1095879#Eric will give you tips for getting RESET customers during this holiday season, with specific phrases to use, how to setup a RESET team for the New Year, key dates to use and step-by-step programming for success.He will NOT cover the basics on getting RESET customers. This call assumes that the listener has those basic skills.
Saturday, November 24, 2007
Integritas Group Community Call
11:00 AM EST -
Integritas Group Community Call
www.integritas-group-webcast.com
Phone: 605-990-0400, Code: 1095879#
Integritas Group Community Call: Diamond Director Steve Swartz
Steve will talk about the 10 Communication Qualities that Tim Sales discusses in his "Brilliant Communicator" CD set. If you're using Tim's "Professional Inviter" CD scripts, yet getting nowhere with your prospects, then the way you're communicating might just be the reason. It's HOW you say what you say that brings results!
Don't miss this important training topic!
Integritas Group Community Call
www.integritas-group-webcast.com
Phone: 605-990-0400, Code: 1095879#
Integritas Group Community Call: Diamond Director Steve Swartz
Steve will talk about the 10 Communication Qualities that Tim Sales discusses in his "Brilliant Communicator" CD set. If you're using Tim's "Professional Inviter" CD scripts, yet getting nowhere with your prospects, then the way you're communicating might just be the reason. It's HOW you say what you say that brings results!
Don't miss this important training topic!
STI WEEKLY WEBCAST PRESENTATIONS for the week Nov. 26th- Dec. 1st
WEEKLY WEBCAST PRESENTATIONS for the week Nov. 26th- Dec. 1st
US = United States Scheduled Presentations
NZ= New Zealand Scheduled Presentations
SP = Spanish Scheduled Presentations
North America (at bottom)(Anyone can join globally)
Attendance is FREE! Use this as a valuable tool to grow your USANA business fromthe comfort of your own home! Invite guests by sending them to www.successti.com and clicking on "Webcast Events" at bottom pictures or forward this by email to them.
The following meetings will broadcast internet audio directly to your computer. Please ensure that you have Windows Media Player 9 or higher installed.
(Dial connections are OK! However, we recommend you call into the conference call number for the audio portion)FIRST TIME USERS: To save time before the meeting, check your system
to make sure it is compatible with Microsoft Office Live Meeting.
For assistance, visit Live Meeting Help and Support:
http://r.office.microsoft.com/r/rlidLiveMeeting?p1=7&p2=en_US&p3=LMInfo&p4=supportSTI WEBCAST HELP PAGE FOR LOADING LIVE MEETING
-+-----+-----+-----+-----+-----+-----+-----+-----+-
US Monday Night November 26th
STI Health & Freedom Webcast Host: Mike Rhees
5:00 PM Pacific (CA)
6:00 PM Mountain (UT)
7:00 PM Central (TX)
8:00 PM Eastern (FL)
2:00 PM Auckland, NZ (on Tuesday)
(Time Zone Converter)
Click Here to Join a Few Minutes Early - Enter Your First & Last Name
Meeting ID: STI-HF-MON
Role: Attendee
CONFERENCE CALL NUMBER +1 (218) 936-7687
ID: 283951#
-+-----+-----+-----+-----+-----+-----+-----+-----+-
US Wednesday Night November 28th
STI Health & Freedom Webcast Host : Paige Hunter
7:00 PM Pacific (CA) 8:00 PM Mountain (UT) 9:00 PM Central (TX) 10:00 PM Eastern (FL) 4:00 PM Auckland, NZ (on Thursday)
https://www.livemeeting.com/cc/usana500/join
Meeting ID: STI-HF-WED
Role: Attendee
CONFERENCE CALL NUMBER +1 (218) 936-7687 ID: 283951#
-+-----+-----+-----+-----+-----+-----+-----+-----+-
US Saturday Morning December 1st
STI Basic Training Webcast Host: Mike Rhees
8:00 AM Pacific (CA) 9:00 AM Mountain (UT) 10:00 AM Central (TX) 11:00 AM Eastern (FL) 4:00 PM London, UK 5:00 AM Auckland, NZ (on Sunday)
Click Here to Join a Few Minutes Early - Enter Your First & Last Name
Meeting ID: STI-TR-SAT
Role: Attendee
CONFERENCE CALL NUMBER +1 (218) 936-7687 ID: 283951#
-+-----+-----+-----+-----+-----+-----+-----+-----+-
NZ Wednesday Night November 28th
STI Health & Freedom Webcast Hosts: Chris Folland & Fiona Jamieson-Folland
8:00 PM Auckland, NZ 11:00 PM Pacific (CA) (Tuesday) 12:00 AM Mountain (UT) 1:00 AM Central (TX) 2:00 AM Eastern (FL) 7:00 AM London, UK
https://www.livemeeting.com/cc/usana500/join
Meeting ID: STI- NZ- HF Role: Attendee
CONFERENCE CALL +1 (218) 936-7687 ID: 283951#
-+-----+-----+-----+-----+-----+-----+-----+-----+-
SP Wednesday Night November
28th STI SPANISH Health & Freedom
Webcast Host: Valdemar Garza
7:00 PM Pacific (CA) 8:00 PM Mountain (UT) 9:00 PM Central (TX) & Mexico (South, Central, Eastern observing DST time) 10:00 PM Eastern (FL) 4:00 PM Auckland, NZ (on Thursday)
https://www.livemeeting.com/cc/usana500/join
Meeting ID: R52NPM Role: Attendee
(No conference call number, audio broadcast through computer speakers only)
Haga clic aquà para participar en Live Meeting
Dirección URL de la reunión: https://www.livemeeting.com/cc/usana500/join
Id. de la reunión: R52NPM
Función: Asistente
Esta reunión se difundirá por audio a través de Internet directamente en su equipo. Asegúrese de que tiene instalado Reproductor de Windows Media 9 o superior.
USUARIOS QUE UTILIZAN EL SISTEMA POR PRIMERA VEZ: para ahorrar tiempo antes de la reunión, compruebe el sistema para asegurarse de que es compatible con Microsoft Office Live Meeting.
Esta invitación de Live Meeting es personal; no se debe reenviar.
Para obtener ayuda, visite las secciones de Ayuda y Soporte técnico de Live Meeting: http://r.office.microsoft.com/r/rlidLiveMeeting?p1=7&p2=es_ES&p3=LMInfo&p4=support
-+-----+-----+-----+-----+-----+-----+-----+-----+-
US = United States Scheduled Presentations
NZ= New Zealand Scheduled Presentations
SP = Spanish Scheduled Presentations
North America (at bottom)(Anyone can join globally)
Attendance is FREE! Use this as a valuable tool to grow your USANA business fromthe comfort of your own home! Invite guests by sending them to www.successti.com and clicking on "Webcast Events" at bottom pictures or forward this by email to them.
The following meetings will broadcast internet audio directly to your computer. Please ensure that you have Windows Media Player 9 or higher installed.
(Dial connections are OK! However, we recommend you call into the conference call number for the audio portion)FIRST TIME USERS: To save time before the meeting, check your system
to make sure it is compatible with Microsoft Office Live Meeting.
For assistance, visit Live Meeting Help and Support:
http://r.office.microsoft.com/r/rlidLiveMeeting?p1=7&p2=en_US&p3=LMInfo&p4=supportSTI WEBCAST HELP PAGE FOR LOADING LIVE MEETING
-+-----+-----+-----+-----+-----+-----+-----+-----+-
US Monday Night November 26th
STI Health & Freedom Webcast Host: Mike Rhees
5:00 PM Pacific (CA)
6:00 PM Mountain (UT)
7:00 PM Central (TX)
8:00 PM Eastern (FL)
2:00 PM Auckland, NZ (on Tuesday)
(Time Zone Converter)
Click Here to Join a Few Minutes Early - Enter Your First & Last Name
Meeting ID: STI-HF-MON
Role: Attendee
CONFERENCE CALL NUMBER +1 (218) 936-7687
ID: 283951#
-+-----+-----+-----+-----+-----+-----+-----+-----+-
US Wednesday Night November 28th
STI Health & Freedom Webcast Host : Paige Hunter
7:00 PM Pacific (CA) 8:00 PM Mountain (UT) 9:00 PM Central (TX) 10:00 PM Eastern (FL) 4:00 PM Auckland, NZ (on Thursday)
https://www.livemeeting.com/cc/usana500/join
Meeting ID: STI-HF-WED
Role: Attendee
CONFERENCE CALL NUMBER +1 (218) 936-7687 ID: 283951#
-+-----+-----+-----+-----+-----+-----+-----+-----+-
US Saturday Morning December 1st
STI Basic Training Webcast Host: Mike Rhees
8:00 AM Pacific (CA) 9:00 AM Mountain (UT) 10:00 AM Central (TX) 11:00 AM Eastern (FL) 4:00 PM London, UK 5:00 AM Auckland, NZ (on Sunday)
Click Here to Join a Few Minutes Early - Enter Your First & Last Name
Meeting ID: STI-TR-SAT
Role: Attendee
CONFERENCE CALL NUMBER +1 (218) 936-7687 ID: 283951#
-+-----+-----+-----+-----+-----+-----+-----+-----+-
NZ Wednesday Night November 28th
STI Health & Freedom Webcast Hosts: Chris Folland & Fiona Jamieson-Folland
8:00 PM Auckland, NZ 11:00 PM Pacific (CA) (Tuesday) 12:00 AM Mountain (UT) 1:00 AM Central (TX) 2:00 AM Eastern (FL) 7:00 AM London, UK
https://www.livemeeting.com/cc/usana500/join
Meeting ID: STI- NZ- HF Role: Attendee
CONFERENCE CALL +1 (218) 936-7687 ID: 283951#
-+-----+-----+-----+-----+-----+-----+-----+-----+-
SP Wednesday Night November
28th STI SPANISH Health & Freedom
Webcast Host: Valdemar Garza
7:00 PM Pacific (CA) 8:00 PM Mountain (UT) 9:00 PM Central (TX) & Mexico (South, Central, Eastern observing DST time) 10:00 PM Eastern (FL) 4:00 PM Auckland, NZ (on Thursday)
https://www.livemeeting.com/cc/usana500/join
Meeting ID: R52NPM Role: Attendee
(No conference call number, audio broadcast through computer speakers only)
Haga clic aquà para participar en Live Meeting
Dirección URL de la reunión: https://www.livemeeting.com/cc/usana500/join
Id. de la reunión: R52NPM
Función: Asistente
Esta reunión se difundirá por audio a través de Internet directamente en su equipo. Asegúrese de que tiene instalado Reproductor de Windows Media 9 o superior.
USUARIOS QUE UTILIZAN EL SISTEMA POR PRIMERA VEZ: para ahorrar tiempo antes de la reunión, compruebe el sistema para asegurarse de que es compatible con Microsoft Office Live Meeting.
Esta invitación de Live Meeting es personal; no se debe reenviar.
Para obtener ayuda, visite las secciones de Ayuda y Soporte técnico de Live Meeting: http://r.office.microsoft.com/r/rlidLiveMeeting?p1=7&p2=es_ES&p3=LMInfo&p4=support
-+-----+-----+-----+-----+-----+-----+-----+-----+-
Sunday, November 18, 2007
CHECK THIS OTHER USANA BLOG OUT
SEARCHING THROUGH THE BLOG I CAME ACROSS THIS OTHER BLOG
CHECK IT OUT:
http://www.usanachoice.blogspot.com/
http://www.safeliving.usana.com/
CHECK IT OUT:
http://www.usanachoice.blogspot.com/
http://www.safeliving.usana.com/
Seven things that will make a difference in terms of you building a large group
This is the next installment in our series of seven things that
will make a difference in terms of you building a large group.
These are what top leaders do to build a massive network.
(Sometimes consciously, sometimes instinctively.) The most
successful ones use all of them.
These seven things aren't really skills. Some are habits. Some
are mindset. And some are techniques. But they all are things
that you must use effectively to build a large business.
So let's look at number seven. And this one may surprise you.
SACRIFICE
After all, that's certainly not sexy to tell a prospect. And we
recruit all the time on money, lifestyle, and luxury. And you
know what? Network Marketing offers all those things. But not to
start.
To begin, and build something big - you're going to have to
sacrifice stuff.
You and everyone you bring into the biz are already using all 24
hours of every day. Using them doing certain things. In certain
ways. In ways that most likely keep you in your comfort zone.
You know from last week's lesson that you need at least 10 to 15
hours a week to do the business. That means you'll have to
sacrifice whatever you are now doing during that time.
Now that doesn't have to be forever. But it does have to be at
the start. I'm reading the new bestseller "The Four Hour Work
Week" by Timothy Ferriss right now. A lot of fun to read, and
some great stuff in there. But it's going to be dangerous for a
lot of people because they won't use discernment and critical
thinking.
It sounds great that he takes six months off to become a Chinese
kickboxing champion or spend a year learning to tango in Buenos
Aires. But he built up a cash flow business FIRST, before he
started his life of unending adventures.
I'm the #1 bonus check in my company and I have the kind of life
Timothy talks about in the book. I have great residual income. A
large chunk of it is passive income, and I can plan my whole
schedule around my softball teams.
And the truth is, I still sacrifice. Not because I need to -
because I choose to. Because I want to build my passive income
even higher.
My sponsor sees every blockbuster movie as soon as they come
out. He has a TiVo and watches at least five or six TV shows
regularly. I miss most of those or catch them on plane rides a
couple months later. My top leaders take more spa days than me.
Do a bunch of cruises, and take more vacations than I do.
I could do those things too and would get some enjoyment from
them. But I would rather sacrifice now, to get myself in a
better position for the future.
Don't get me wrong...
I do the stuff that brings me great joy. I'll go to the midnight
preview of a "Star Wars" or "Matrix" movie. I'll do the same
thing when a new Harry Potter book comes out and stay up all
night reading it. (Which you may have figured out I did
yesterday.) I have no compunction about turning down a $50,000
speech because it conflicts with softball playoffs. When it's
something I'm am really excited about, I'll do it. But I'm able
to do that because of previous sacrifices.
I missed some days at church when I started building my
business. Now on some Sundays my tithe check equals the other
799 people combined.
I drove long hours in a broke-mobile, working with long distance
lines when I started out. Now I travel in private jets or first
class.
My mantra was, "I will do today what others will not, so later I
can do what others cannot." And you know what? It worked.
So how about you?
Are you making the sacrifices today that will bring you true
freedom tomorrow? Or are you living in the moment of instant
gratification - which will actually keep you a grinder forever?
Give this some serious thought. And evaluate yourself in all
seven of the things we discussed in the series. Once again, they
are:
1) POSTURE
2) IMAGE
3) EVENTS
4) PERSONAL DEVELOPMENT
5) CONSISTENCY
6) COMMITMENT
7) SACRIFICE
How many of these things do you use well? Remember that the top
people in the biz use all seven. Give yourself an honest
appraisal, and then you'll know where to build from there.
Have a great week!
-Randy Gage
P.S. All of the seven keys to building and maintaining a successful
organization are timeless and will be invaluable to you for years
to come. I urge you to re-read these frequently on your journey to
fulfilling your dreams. To further reinforce these seven key
imperatives, purchase Duplication Nation, the definitive guide
to exploding your downline...
http://www.DuplicationNation.com
will make a difference in terms of you building a large group.
These are what top leaders do to build a massive network.
(Sometimes consciously, sometimes instinctively.) The most
successful ones use all of them.
These seven things aren't really skills. Some are habits. Some
are mindset. And some are techniques. But they all are things
that you must use effectively to build a large business.
So let's look at number seven. And this one may surprise you.
SACRIFICE
After all, that's certainly not sexy to tell a prospect. And we
recruit all the time on money, lifestyle, and luxury. And you
know what? Network Marketing offers all those things. But not to
start.
To begin, and build something big - you're going to have to
sacrifice stuff.
You and everyone you bring into the biz are already using all 24
hours of every day. Using them doing certain things. In certain
ways. In ways that most likely keep you in your comfort zone.
You know from last week's lesson that you need at least 10 to 15
hours a week to do the business. That means you'll have to
sacrifice whatever you are now doing during that time.
Now that doesn't have to be forever. But it does have to be at
the start. I'm reading the new bestseller "The Four Hour Work
Week" by Timothy Ferriss right now. A lot of fun to read, and
some great stuff in there. But it's going to be dangerous for a
lot of people because they won't use discernment and critical
thinking.
It sounds great that he takes six months off to become a Chinese
kickboxing champion or spend a year learning to tango in Buenos
Aires. But he built up a cash flow business FIRST, before he
started his life of unending adventures.
I'm the #1 bonus check in my company and I have the kind of life
Timothy talks about in the book. I have great residual income. A
large chunk of it is passive income, and I can plan my whole
schedule around my softball teams.
And the truth is, I still sacrifice. Not because I need to -
because I choose to. Because I want to build my passive income
even higher.
My sponsor sees every blockbuster movie as soon as they come
out. He has a TiVo and watches at least five or six TV shows
regularly. I miss most of those or catch them on plane rides a
couple months later. My top leaders take more spa days than me.
Do a bunch of cruises, and take more vacations than I do.
I could do those things too and would get some enjoyment from
them. But I would rather sacrifice now, to get myself in a
better position for the future.
Don't get me wrong...
I do the stuff that brings me great joy. I'll go to the midnight
preview of a "Star Wars" or "Matrix" movie. I'll do the same
thing when a new Harry Potter book comes out and stay up all
night reading it. (Which you may have figured out I did
yesterday.) I have no compunction about turning down a $50,000
speech because it conflicts with softball playoffs. When it's
something I'm am really excited about, I'll do it. But I'm able
to do that because of previous sacrifices.
I missed some days at church when I started building my
business. Now on some Sundays my tithe check equals the other
799 people combined.
I drove long hours in a broke-mobile, working with long distance
lines when I started out. Now I travel in private jets or first
class.
My mantra was, "I will do today what others will not, so later I
can do what others cannot." And you know what? It worked.
So how about you?
Are you making the sacrifices today that will bring you true
freedom tomorrow? Or are you living in the moment of instant
gratification - which will actually keep you a grinder forever?
Give this some serious thought. And evaluate yourself in all
seven of the things we discussed in the series. Once again, they
are:
1) POSTURE
2) IMAGE
3) EVENTS
4) PERSONAL DEVELOPMENT
5) CONSISTENCY
6) COMMITMENT
7) SACRIFICE
How many of these things do you use well? Remember that the top
people in the biz use all seven. Give yourself an honest
appraisal, and then you'll know where to build from there.
Have a great week!
-Randy Gage
P.S. All of the seven keys to building and maintaining a successful
organization are timeless and will be invaluable to you for years
to come. I urge you to re-read these frequently on your journey to
fulfilling your dreams. To further reinforce these seven key
imperatives, purchase Duplication Nation, the definitive guide
to exploding your downline...
http://www.DuplicationNation.com
Health & Freedom '08 Presentation
Inviting someone to a Health & Freedom '08 Presentation can be the hardest part of building your business.
Use our invitation ideas and join a training Web conference on inviting on Monday, November 19 with expert Tim Sales.
Tim Sales is a master network marketer and while working his former network marketing business, earned $150,000 a month and had over 56,000 people in his organization.
Tim's successful experience and knowledge make him one of the most sought after advisors, speakers, trainers, and creators of content in the industry.
We are pleased to welcome Tim on this Web conference! Please join us!
DetailsNovember 19, 2007
How to invite with Tim SalesTime: 6:00 p.m.
MSTCall-in Number: 641-594-7500PIN: 641342
Live Meeting link:
https://www.livemeeting.com/cc/usana500/join?id=HFTRAIN1&role=attend (West Coast)
https://www.livemeeting.com/cc/usana500/join?id=HFTRAIN2&role=attend (East Coast)
See you on the webcast!Chris LopezTo unsubscribe or change subscriber options visit:
https://m247.infusionsoft.com/rem/x186a0/jason_s_kilgore!hotmail.com/544a37700/
Integritas Group
PO Box 025250
# 41757
Miami, FL 33102
Delivered By Infusion Software
http://www.infusionsoft.com
Use our invitation ideas and join a training Web conference on inviting on Monday, November 19 with expert Tim Sales.
Tim Sales is a master network marketer and while working his former network marketing business, earned $150,000 a month and had over 56,000 people in his organization.
Tim's successful experience and knowledge make him one of the most sought after advisors, speakers, trainers, and creators of content in the industry.
We are pleased to welcome Tim on this Web conference! Please join us!
DetailsNovember 19, 2007
How to invite with Tim SalesTime: 6:00 p.m.
MSTCall-in Number: 641-594-7500PIN: 641342
Live Meeting link:
https://www.livemeeting.com/cc/usana500/join?id=HFTRAIN1&role=attend (West Coast)
https://www.livemeeting.com/cc/usana500/join?id=HFTRAIN2&role=attend (East Coast)
See you on the webcast!Chris LopezTo unsubscribe or change subscriber options visit:
https://m247.infusionsoft.com/rem/x186a0/jason_s_kilgore!hotmail.com/544a37700/
Integritas Group
PO Box 025250
# 41757
Miami, FL 33102
Delivered By Infusion Software
http://www.infusionsoft.com
Integritas Community Call
Don't miss this week's Integritas Community Call
It's a webcast, so log on to: www.integritas-group-webcast.com.
And make sure you dial in to: 605-990-0400, 1095879#
The topics we'll cover are:***
The upcoming Long Beach Celebration
*** Product Highlight: How to Keep Your Customers on a 100-Point AutoShip
*** Tim Sales Monday Night, 11/19
*** Slides From Marcy Jones' CHF Uganda Trip
*** How to Handle the Objection: "Is This MLM?"
Get your team together and be on the call ... See you there!
It's a webcast, so log on to: www.integritas-group-webcast.com.
And make sure you dial in to: 605-990-0400, 1095879#
The topics we'll cover are:***
The upcoming Long Beach Celebration
*** Product Highlight: How to Keep Your Customers on a 100-Point AutoShip
*** Tim Sales Monday Night, 11/19
*** Slides From Marcy Jones' CHF Uganda Trip
*** How to Handle the Objection: "Is This MLM?"
Get your team together and be on the call ... See you there!
STI Health & Freedom Webcasts
US Monday November 19th
Night STI Health & Freedom Webcast Host: Jared Crebs
(please note 1 hour time change to promote for our USANA web cast at 6:00mst)
6:00 PM Pacific (CA)
7:00 PM Mountain (UT)
8:00 PM Central (TX)
9:00 PM Eastern (FL)
2:00 PM Auckland, NZ (on Tuesday)
(Time Zone Converter)Click Here to Join a Few Minutes Early - Enter Your First & Last Name
https://www.livemeeting.com/cc/usana500/join
Meeting ID: STI-HF-MON
Role: Attendee
CONFERENCE CALL NUMBER +1 (218) 936-7687 ID: 283951#
-+-----+-----+-----+-----+-----+-----+-----+-----+-
US Wednesday Night
STI Health & Freedom Webcast NO WEB CAST THANKSGIVING
7:00 PM Pacific (CA)
8:00 PM Mountain (UT)
9:00 PM Central (TX)
10:00 PM Eastern (FL)
3:00 PM Auckland, NZ (on Thursday)
(Time Zone Converter)
https://www.livemeeting.com/cc/usana500/join
Meeting ID: STI-HF-WED Role: Attendee
CONFERENCE CALL NUMBER +1 (218) 936-7687 ID: 283951#
-+-----+-----+-----+-----+-----+-----+-----+-----+-
US Saturday Morning
STI Basic Training Webcast
8:00 AM Pacific (CA)
9:00 AM Mountain (UT)
10:00 AM Central (TX)
11:00 AM Eastern (FL)
4:00 PM London, UK
4:00 AM Auckland, NZ (on Sunday)
(Time Zone Converter)
https://www.livemeeting.com/cc/usana500/join
Meeting ID: STI-TR-SAT Role: Attendee
CONFERENCE CALL NUMBER +1 (218) 936-7687 ID: 283951
NZ Wednesday Night
STI Health & Freedom Webcast
8:00 PM Auckland, NZ
12:00 AM Pacific (CA) (Tuesday)
1:00 AM Mountain (UT)
2:00 AM Central (TX)
3:00 AM Eastern (FL)
8:00 AM London, UK
(Time Zone Converter)
https://www.livemeeting.com/cc/usana500/join
Meeting ID: STI- NZ- HF Role: Attendee
CONFERENCE CALL NUMBER +1 (218) 936-7687 ID: 283951#
-+-----+-----+-----+-----+-----+-----+-----+-----+-
Night STI Health & Freedom Webcast Host: Jared Crebs
(please note 1 hour time change to promote for our USANA web cast at 6:00mst)
6:00 PM Pacific (CA)
7:00 PM Mountain (UT)
8:00 PM Central (TX)
9:00 PM Eastern (FL)
2:00 PM Auckland, NZ (on Tuesday)
(Time Zone Converter)Click Here to Join a Few Minutes Early - Enter Your First & Last Name
https://www.livemeeting.com/cc/usana500/join
Meeting ID: STI-HF-MON
Role: Attendee
CONFERENCE CALL NUMBER +1 (218) 936-7687 ID: 283951#
-+-----+-----+-----+-----+-----+-----+-----+-----+-
US Wednesday Night
STI Health & Freedom Webcast NO WEB CAST THANKSGIVING
7:00 PM Pacific (CA)
8:00 PM Mountain (UT)
9:00 PM Central (TX)
10:00 PM Eastern (FL)
3:00 PM Auckland, NZ (on Thursday)
(Time Zone Converter)
https://www.livemeeting.com/cc/usana500/join
Meeting ID: STI-HF-WED Role: Attendee
CONFERENCE CALL NUMBER +1 (218) 936-7687 ID: 283951#
-+-----+-----+-----+-----+-----+-----+-----+-----+-
US Saturday Morning
STI Basic Training Webcast
8:00 AM Pacific (CA)
9:00 AM Mountain (UT)
10:00 AM Central (TX)
11:00 AM Eastern (FL)
4:00 PM London, UK
4:00 AM Auckland, NZ (on Sunday)
(Time Zone Converter)
https://www.livemeeting.com/cc/usana500/join
Meeting ID: STI-TR-SAT Role: Attendee
CONFERENCE CALL NUMBER +1 (218) 936-7687 ID: 283951
NZ Wednesday Night
STI Health & Freedom Webcast
8:00 PM Auckland, NZ
12:00 AM Pacific (CA) (Tuesday)
1:00 AM Mountain (UT)
2:00 AM Central (TX)
3:00 AM Eastern (FL)
8:00 AM London, UK
(Time Zone Converter)
https://www.livemeeting.com/cc/usana500/join
Meeting ID: STI- NZ- HF Role: Attendee
CONFERENCE CALL NUMBER +1 (218) 936-7687 ID: 283951#
-+-----+-----+-----+-----+-----+-----+-----+-----+-
Saturday, November 10, 2007
Positive Thinking Can Bring Good Health
Your thoughts are in your control, and they can be very powerful.
Positive thoughts can motivate healthy behaviors, such as eating right and being active. It's simple really. If you believe you can take 10,000 steps a day, you will be more likely to take an extra walk to meet your goal. If you know you can avoid holiday weight gain, you'll feel great when you pass the tempting dessert buffet, and fit comfortably in your winter clothes.
But the reverse is also true. Your thoughts can be defeating. "I'm already overweight, so it doesn't matter if I eat a second piece of cake." Or, "I only have 10 minutes. It's not enough time to walk." Negative thoughts, often called negative self-talk, may sabotage your good intentions.
"I think I can"
Remember the famous children's book "The Little Engine that Could"? The theme, with its chant, "I think I can, I think I can," helped the small train make it up the hill. The book's message is as true today as it was when it was first published in 1930. If you set your mind to something, you can do it.
One in four Americans are trying to lose weight at any given time, and older adults are joining gyms in record numbers. If you are one of them, you are more likely to reach your health and fitness goals with the right attitude. Positive thinking can help you achieve and maintain healthy behaviors, such as becoming more physically active or limiting your sugar intake.
Studies have measured the success of positive-thinkers and found that those who think they can lose weight, or increase their physical activity, do! These people are more successful than people with less faith in themselves. The confidence you have in performing a certain behavior is called self-efficacy; and self-efficacy is a key in successful behavior change.
Want Results? Can Do!
Many professional athletes get top sports training and coaching in positive thinking to help them achieve their goals. And it works! The same can apply for you and me. A "can-do" attitude may be just what it takes to jumpstart a healthier lifestyle. Best of all, your attitude is something you can control. You have the choice to have a positive outlook. Chances are when you choose to think positively, you'll feel better about yourself and be able to perform better in whatever you do.
Losing 20 pounds or running a marathon this year may be unrealistic.
But there are small goals in your reach that do not require drastic life changes. For example, your weight loss goal may be to cut 100 calories a day. Try leaving two bites of hamburger on your plate, hold the jam but skip the butter on your bagel, or have water instead of fruit juice. You can also burn 100 calories more by taking the stairs, parking further from store entrances, or walking to a lunch spot further away from your office.
Keep Pushing
Like the "Little Engine", sometimes you need an extra push. There will be days when you don't floss, slip from eating right, or lose your temper. Small setbacks are normal. Learn from your past success and failures. Think about what sets you off course. Maybe it was the business travel that hurt your nutritional plan and exercise habits. Or maybe it was the looming deadlines and tight back-to-back appointments you had last week.
Take a minute to consider how you might have handled the situation differently. Maybe you could have shared a dish with a colleague at the business dinner or skipped the cocktail hour and the dessert tray. Don't dwell on the past. Move on and learn, so next time you will make healthier choices toward positive change.
How to Stay Positive
Positive thinkers admit when they feel frustrated or depressed. They don't ignore it. But they also don't blame themselves. Instead, they try to understand the negative thoughts and feelings and counter them with more positive ones.
So how do you stay positive, maintain momentum and sustain healthy behaviors?
Here are some tips:
Look for a good role model. There is always someone who seems to be doing just what you want to be doing. Maybe they've scheduled exercise into their workday and switched from coffee to herbal tea. Learn from a successful friend, family member or colleague. Ask them how they keep healthy and follow in their footsteps.
Try some positive self-talk and avoid negative-talk.
Take a minute to give yourself an ego boost. Repeat some motivational words out loud or to yourself. Negative talk, "I can't do it," "I'm fat," is dangerous for your well-being and healthy goals. Try to avoid the negative self-talk before it harms you. Remind yourself that you deserve happiness and can make positive changes.
Get support.
Tell your friends and family about your healthy habits. It helps to have an encouraging network.
Reward yourself.
Give yourself a pat on the back for your healthy efforts. Take a nice bath, get a massage, and enjoy a new DVD or CD.
Have a plan.
Making a plan to exercise or eat healthy lunches with a friend can mean the difference of sticking with your goals or falling off track. If you've planned for an activity, you'll likely stick with it. You may even find that writing down your goals and steps to achieve them can help you stay on track. Take it day by day or week by week. The process of writing down your personal action plan is a good way to keep you honest and watch your progress or pitfalls.
Take good products.
USANA's Commitment to Quality Assurance & Good Manufacturing Practices
Founded in 1992 by microbiologist and immunologist Dr. Myron Wentz, USANA Health Sciences is a science-based company that develops scientifically advanced nutritional, personal-care, and weight management products. The name "USANA" derives from Greek and Latin and means "true health."
USANA was founded with a mission to manufacture the highest quality products without compromise, products that people can trust. Because poor manufacturing can destroy great science, USANA is one of the few companies to manufacture most of its products in its own state-of-the-art facility. To ensure that the formulas developed in USANA's laboratories are produced consistently, the same process is followed each time manufacturing begins. When raw ingredients first arrive at USANA, they are immediately quarantined until they are tested for purity, potency, and quality. If an ingredient fails to meet set standards, it is rejected and returned to the supplier.
CLICK HERE TO VIEW OUR PRODUCTS
Your thoughts are in your control, and they can be very powerful.
Positive thoughts can motivate healthy behaviors, such as eating right and being active. It's simple really. If you believe you can take 10,000 steps a day, you will be more likely to take an extra walk to meet your goal. If you know you can avoid holiday weight gain, you'll feel great when you pass the tempting dessert buffet, and fit comfortably in your winter clothes.
But the reverse is also true. Your thoughts can be defeating. "I'm already overweight, so it doesn't matter if I eat a second piece of cake." Or, "I only have 10 minutes. It's not enough time to walk." Negative thoughts, often called negative self-talk, may sabotage your good intentions.
"I think I can"
Remember the famous children's book "The Little Engine that Could"? The theme, with its chant, "I think I can, I think I can," helped the small train make it up the hill. The book's message is as true today as it was when it was first published in 1930. If you set your mind to something, you can do it.
One in four Americans are trying to lose weight at any given time, and older adults are joining gyms in record numbers. If you are one of them, you are more likely to reach your health and fitness goals with the right attitude. Positive thinking can help you achieve and maintain healthy behaviors, such as becoming more physically active or limiting your sugar intake.
Studies have measured the success of positive-thinkers and found that those who think they can lose weight, or increase their physical activity, do! These people are more successful than people with less faith in themselves. The confidence you have in performing a certain behavior is called self-efficacy; and self-efficacy is a key in successful behavior change.
Want Results? Can Do!
Many professional athletes get top sports training and coaching in positive thinking to help them achieve their goals. And it works! The same can apply for you and me. A "can-do" attitude may be just what it takes to jumpstart a healthier lifestyle. Best of all, your attitude is something you can control. You have the choice to have a positive outlook. Chances are when you choose to think positively, you'll feel better about yourself and be able to perform better in whatever you do.
Losing 20 pounds or running a marathon this year may be unrealistic.
But there are small goals in your reach that do not require drastic life changes. For example, your weight loss goal may be to cut 100 calories a day. Try leaving two bites of hamburger on your plate, hold the jam but skip the butter on your bagel, or have water instead of fruit juice. You can also burn 100 calories more by taking the stairs, parking further from store entrances, or walking to a lunch spot further away from your office.
Keep Pushing
Like the "Little Engine", sometimes you need an extra push. There will be days when you don't floss, slip from eating right, or lose your temper. Small setbacks are normal. Learn from your past success and failures. Think about what sets you off course. Maybe it was the business travel that hurt your nutritional plan and exercise habits. Or maybe it was the looming deadlines and tight back-to-back appointments you had last week.
Take a minute to consider how you might have handled the situation differently. Maybe you could have shared a dish with a colleague at the business dinner or skipped the cocktail hour and the dessert tray. Don't dwell on the past. Move on and learn, so next time you will make healthier choices toward positive change.
How to Stay Positive
Positive thinkers admit when they feel frustrated or depressed. They don't ignore it. But they also don't blame themselves. Instead, they try to understand the negative thoughts and feelings and counter them with more positive ones.
So how do you stay positive, maintain momentum and sustain healthy behaviors?
Here are some tips:
Look for a good role model. There is always someone who seems to be doing just what you want to be doing. Maybe they've scheduled exercise into their workday and switched from coffee to herbal tea. Learn from a successful friend, family member or colleague. Ask them how they keep healthy and follow in their footsteps.
Try some positive self-talk and avoid negative-talk.
Take a minute to give yourself an ego boost. Repeat some motivational words out loud or to yourself. Negative talk, "I can't do it," "I'm fat," is dangerous for your well-being and healthy goals. Try to avoid the negative self-talk before it harms you. Remind yourself that you deserve happiness and can make positive changes.
Get support.
Tell your friends and family about your healthy habits. It helps to have an encouraging network.
Reward yourself.
Give yourself a pat on the back for your healthy efforts. Take a nice bath, get a massage, and enjoy a new DVD or CD.
Have a plan.
Making a plan to exercise or eat healthy lunches with a friend can mean the difference of sticking with your goals or falling off track. If you've planned for an activity, you'll likely stick with it. You may even find that writing down your goals and steps to achieve them can help you stay on track. Take it day by day or week by week. The process of writing down your personal action plan is a good way to keep you honest and watch your progress or pitfalls.
Take good products.
USANA's Commitment to Quality Assurance & Good Manufacturing Practices
Founded in 1992 by microbiologist and immunologist Dr. Myron Wentz, USANA Health Sciences is a science-based company that develops scientifically advanced nutritional, personal-care, and weight management products. The name "USANA" derives from Greek and Latin and means "true health."
USANA was founded with a mission to manufacture the highest quality products without compromise, products that people can trust. Because poor manufacturing can destroy great science, USANA is one of the few companies to manufacture most of its products in its own state-of-the-art facility. To ensure that the formulas developed in USANA's laboratories are produced consistently, the same process is followed each time manufacturing begins. When raw ingredients first arrive at USANA, they are immediately quarantined until they are tested for purity, potency, and quality. If an ingredient fails to meet set standards, it is rejected and returned to the supplier.
CLICK HERE TO VIEW OUR PRODUCTS
Second Annual CHF Charity Ball
Hello Integritas family,Mike Miller here with an important message. As many of you know, wejust came off an incredible weekend of a Diamond University and theSecond Annual CHF Charity Ball. It was an amazing weekend. Althoughthe final accounting is not done yet, right now it looks like we willhave about $25,000 in profits that will be donated to CHF.
Now, that may sound like a lot, but it is falling short of where weneed to be to make the difference we had envisioned. Many of you toldme that you wanted to be there, but couldn't make it. Well, if youcouldn't be part of the activities, you can still be part of thecause.
Would you consider making a donation. The theme for theweekend was a bag of beans. A simple little bag of beans can makethe difference between life and death for some many of thesechildren. AND, our dollar can stretch so much further than you canimagine. Would you consider buying a $15 bag of beans. If so youcan feed 50 people.
A $300 bin of beans will feed 2000 people! Ifyou can afford to sow (yes, we do reap what we sow, and CHF is goodfertile ground to sow into!) more, that's great!But it is not the size of the gift that counts, it is the giftitself. When you give to worthwhile causes like this, you cross overfrom the poverty mentality to the prosperity mentality. You aresending a strong signal to the subconscious mind that there is alwaysenough, and there is more where that came from. Our finances are canbe like the Dead Sea, or the Sea of Galilee. These are two bodies ofwater in the Middle East.
The Dead Sea has an inlet, but no outlet.The water turned to salt and supports no life whatsoever. The Sea ofGalilee has an inlet, and an outlet. It is full of all kinds of lifeand has supported life for thousands of years. There is a lesson tobe learned here.I would love to report to Mark Wilson and Dave Phillips (Founder ofCHF) that the Integritas family stepped up and as an organization wasthe number one contributor this year.
Let's make a difference! To make a donation, go to http://www.chfcharityball.com/. At the bottom of the page, click on the link that says, "Can't Attend? Donate!"
Now, that may sound like a lot, but it is falling short of where weneed to be to make the difference we had envisioned. Many of you toldme that you wanted to be there, but couldn't make it. Well, if youcouldn't be part of the activities, you can still be part of thecause.
Would you consider making a donation. The theme for theweekend was a bag of beans. A simple little bag of beans can makethe difference between life and death for some many of thesechildren. AND, our dollar can stretch so much further than you canimagine. Would you consider buying a $15 bag of beans. If so youcan feed 50 people.
A $300 bin of beans will feed 2000 people! Ifyou can afford to sow (yes, we do reap what we sow, and CHF is goodfertile ground to sow into!) more, that's great!But it is not the size of the gift that counts, it is the giftitself. When you give to worthwhile causes like this, you cross overfrom the poverty mentality to the prosperity mentality. You aresending a strong signal to the subconscious mind that there is alwaysenough, and there is more where that came from. Our finances are canbe like the Dead Sea, or the Sea of Galilee. These are two bodies ofwater in the Middle East.
The Dead Sea has an inlet, but no outlet.The water turned to salt and supports no life whatsoever. The Sea ofGalilee has an inlet, and an outlet. It is full of all kinds of lifeand has supported life for thousands of years. There is a lesson tobe learned here.I would love to report to Mark Wilson and Dave Phillips (Founder ofCHF) that the Integritas family stepped up and as an organization wasthe number one contributor this year.
Let's make a difference! To make a donation, go to http://www.chfcharityball.com/. At the bottom of the page, click on the link that says, "Can't Attend? Donate!"
Friday, November 9, 2007
BEEN THINKING ABOUT: A SHUFFLED DECK
Life is like a game of cards. We have to work with what we’re dealt.
But what happens if we make up the rules as we go along? What if we assume that there is no real order or purpose to the shuffled deck of circumstance?
Questions like these were raised in 1990, when American educator and cultural critic (1931-2003) Neil Postman made an important address to the German Informatics Society. His speech was titled “Informing Ourselves To Death.”
Postman talked about the dangers of a society where the pursuit of information is separated from a shared sense of spiritual and social order.
To illustrate his point, Postman talked about the difference between dealing from a new deck of cards as it is taken out of the box and then doing the same with one that had been shuffled 20 times. The new deck presents the cards in a predictable order. Once the deck has been shuffled several times, there is no reason to react with disbelief or surprise to whatever card turns up.
Postman’s point was that information that is not rooted in a consistent view of life becomes like a shuffled deck of cards. He explains, “In a world without spiritual or intellectual order, nothing is unbelievable; nothing is predictable, and therefore, nothing comes as a particular surprise.” Like a voice in the wilderness, Postman declares, “We no longer have a coherent conception of ourselves, and our universe, and our relation to one another and our world. We no longer know . . . where we come from, and where we are going, or why . . . . As a consequence, our defenses against information glut have broken down; our information immune system is inoperable. We don’t know how to filter it out; we don’t know how to reduce it; we don’t know [how] to use it.
We suffer from a kind of cultural AIDS.”
Knowledge Without Roots
Neil Postman’s “Informing Ourselves To Death” describes not only the dangers of our present information-based culture but of our past as well. The opening chapters of Genesis tell how our first parents “informed themselves to death” by turning their backs on the moral order of their Creator to go after a kind of knowledge that ruined their lives.
In the middle of the growing confusion, some in every generation have looked for the “spiritual or intellectual order” that Postman talked about. In pursuit of practical answers, some have turned to the wisdom of a man named Solomon.
The Wisdom of Solomon
According to the Bible, God gave the third king of Israel an unusual capacity for wisdom and knowledge (1 Kings 4:29-34).
Solomon became a collector of proverbs. His thirst for knowledge was unquenchable. He had the curiosity of a scientist when it came to plants and animals (1 Kings 4:32-34). Leaders from all over the world came to hear his wisdom for themselves (1 Kings 10:22-24).
Even in the midst of unparalleled wealth and prosperity, Solomon would later write that the wisdom God gives is worth more than gold (Proverbs 3:13-18).
The Foolishness of Solomon
Ironically, over time Solomon ignored the counsel of the God who had given him power and wisdom (Deuteronomy 17:14-20). While multiplying personal wealth and wives, he indulged himself at the expense of those he was to serve. He even built altars to pagan gods on the hills surrounding Israel (1 Kings 11:1-11).
Late in life, Solomon wrote a short book that showed the deterioration of his mind. His thoughts had become like a shuffled deck of cards. His wisdom was mixed with despair. Until he recovered a healthy fear of God, he had no consistent way of evaluating success, failure, or even the significance of life itself (Ecclesiastes 12:1-7).
The Wisdom of Jesus
Solomon’s failures can help us understand the importance of Jesus.
Jesus, like Solomon, is remembered for His wisdom. Unlike Solomon, however, everything Jesus said and did reflected a consistent view of reality.
What really makes Jesus important to us is that He didn’t just give us words of wisdom. According to the apostle Paul, Jesus became the wisdom of God for us (1 Corinthians 1:30).
What did Paul mean when he said Jesus became wisdom for us? Was it that Jesus became our example of all that is good? Was it that His story gives us the ultimate answers to where we came from, where we are going, and why?
Paul’s own answer shows that Jesus did more than give us spiritual inspiration and answers to our moral questions. He wrote that Jesus, in addition to becoming wisdom for us, also became our “righteousness and sanctification and redemption.” He did all of this, Paul said, so that our confidence could be based on what Jesus did for us, rather than on what we could do for ourselves (vv.30-31).
In a second letter, Paul further explains that, to reconcile us to God, Jesus even became sin for us. So the apostle wrote, “He [God] made Him [Jesus] who knew no sin to be sin for us, that we might become the righteousness of God in Him” (2 Corinthians 5:21).
This is how Jesus became our wisdom. He offered Himself as the practical answer to the dilemma our first parents created when they sold their soul for “the knowledge of good and evil.” At the price of His own death, Jesus bought the right to offer life beyond the grave to anyone who would trust Him.
Why would He do it for us? Because, in the ultimate sense, Jesus is like an unshuffled deck of cards. All order, design, and purpose begin and end in Him. As our Creator, Judge, and Savior, He alone can call us back to the knowledge we’ve lost when He says, “I am the way, the truth, and the life. No one comes to the Father except through Me” (John 14:6).
And so we pray, Father in heaven, forgive us for thinking of Your Son only as our example or our teacher. Help us to see Him as the root of all true answers, the Savior who pursues us, and the One who, to show Your love, became wisdom for us. –Mart De Haan
So knowing this and life being shuffled around, you should consider signing up for your own business opportunity, be self employed, grow with a family, and be part of something good.
DONT LET LIFE SLIP BY YOU
TO SIGN UP:
https://shop.usana.com/shop/jsp/onlineServices/os2Launch.jsp?sponsorId=2444993&tagLang=en&doPlacement=0
Life is like a game of cards. We have to work with what we’re dealt.
But what happens if we make up the rules as we go along? What if we assume that there is no real order or purpose to the shuffled deck of circumstance?
Questions like these were raised in 1990, when American educator and cultural critic (1931-2003) Neil Postman made an important address to the German Informatics Society. His speech was titled “Informing Ourselves To Death.”
Postman talked about the dangers of a society where the pursuit of information is separated from a shared sense of spiritual and social order.
To illustrate his point, Postman talked about the difference between dealing from a new deck of cards as it is taken out of the box and then doing the same with one that had been shuffled 20 times. The new deck presents the cards in a predictable order. Once the deck has been shuffled several times, there is no reason to react with disbelief or surprise to whatever card turns up.
Postman’s point was that information that is not rooted in a consistent view of life becomes like a shuffled deck of cards. He explains, “In a world without spiritual or intellectual order, nothing is unbelievable; nothing is predictable, and therefore, nothing comes as a particular surprise.” Like a voice in the wilderness, Postman declares, “We no longer have a coherent conception of ourselves, and our universe, and our relation to one another and our world. We no longer know . . . where we come from, and where we are going, or why . . . . As a consequence, our defenses against information glut have broken down; our information immune system is inoperable. We don’t know how to filter it out; we don’t know how to reduce it; we don’t know [how] to use it.
We suffer from a kind of cultural AIDS.”
Knowledge Without Roots
Neil Postman’s “Informing Ourselves To Death” describes not only the dangers of our present information-based culture but of our past as well. The opening chapters of Genesis tell how our first parents “informed themselves to death” by turning their backs on the moral order of their Creator to go after a kind of knowledge that ruined their lives.
In the middle of the growing confusion, some in every generation have looked for the “spiritual or intellectual order” that Postman talked about. In pursuit of practical answers, some have turned to the wisdom of a man named Solomon.
The Wisdom of Solomon
According to the Bible, God gave the third king of Israel an unusual capacity for wisdom and knowledge (1 Kings 4:29-34).
Solomon became a collector of proverbs. His thirst for knowledge was unquenchable. He had the curiosity of a scientist when it came to plants and animals (1 Kings 4:32-34). Leaders from all over the world came to hear his wisdom for themselves (1 Kings 10:22-24).
Even in the midst of unparalleled wealth and prosperity, Solomon would later write that the wisdom God gives is worth more than gold (Proverbs 3:13-18).
The Foolishness of Solomon
Ironically, over time Solomon ignored the counsel of the God who had given him power and wisdom (Deuteronomy 17:14-20). While multiplying personal wealth and wives, he indulged himself at the expense of those he was to serve. He even built altars to pagan gods on the hills surrounding Israel (1 Kings 11:1-11).
Late in life, Solomon wrote a short book that showed the deterioration of his mind. His thoughts had become like a shuffled deck of cards. His wisdom was mixed with despair. Until he recovered a healthy fear of God, he had no consistent way of evaluating success, failure, or even the significance of life itself (Ecclesiastes 12:1-7).
The Wisdom of Jesus
Solomon’s failures can help us understand the importance of Jesus.
Jesus, like Solomon, is remembered for His wisdom. Unlike Solomon, however, everything Jesus said and did reflected a consistent view of reality.
What really makes Jesus important to us is that He didn’t just give us words of wisdom. According to the apostle Paul, Jesus became the wisdom of God for us (1 Corinthians 1:30).
What did Paul mean when he said Jesus became wisdom for us? Was it that Jesus became our example of all that is good? Was it that His story gives us the ultimate answers to where we came from, where we are going, and why?
Paul’s own answer shows that Jesus did more than give us spiritual inspiration and answers to our moral questions. He wrote that Jesus, in addition to becoming wisdom for us, also became our “righteousness and sanctification and redemption.” He did all of this, Paul said, so that our confidence could be based on what Jesus did for us, rather than on what we could do for ourselves (vv.30-31).
In a second letter, Paul further explains that, to reconcile us to God, Jesus even became sin for us. So the apostle wrote, “He [God] made Him [Jesus] who knew no sin to be sin for us, that we might become the righteousness of God in Him” (2 Corinthians 5:21).
This is how Jesus became our wisdom. He offered Himself as the practical answer to the dilemma our first parents created when they sold their soul for “the knowledge of good and evil.” At the price of His own death, Jesus bought the right to offer life beyond the grave to anyone who would trust Him.
Why would He do it for us? Because, in the ultimate sense, Jesus is like an unshuffled deck of cards. All order, design, and purpose begin and end in Him. As our Creator, Judge, and Savior, He alone can call us back to the knowledge we’ve lost when He says, “I am the way, the truth, and the life. No one comes to the Father except through Me” (John 14:6).
And so we pray, Father in heaven, forgive us for thinking of Your Son only as our example or our teacher. Help us to see Him as the root of all true answers, the Savior who pursues us, and the One who, to show Your love, became wisdom for us. –Mart De Haan
So knowing this and life being shuffled around, you should consider signing up for your own business opportunity, be self employed, grow with a family, and be part of something good.
DONT LET LIFE SLIP BY YOU
TO SIGN UP:
https://shop.usana.com/shop/jsp/onlineServices/os2Launch.jsp?sponsorId=2444993&tagLang=en&doPlacement=0
Do you know anyone born from 1965 to 1980
Do you know anyone born from 1965 to 1980 (27 - 42yrs old), they need USANA!
-Jeremy Stansfield
For Gen X, it's time to grow up and get a broker
Many say they have high debt, little ability to save for retirement
By Jennifer Alsever
MSNBC contributor
Generation X may have shed the slacker image over the past decade as its members moved beyond coffee shop jobs and into the suburbs, SUVs and corporate boardrooms. But when it comes to saving for retirement, the description still fits.
Most Gen Xers, the oldest of whom are heading into their 40s, are woefully behind in saving for retirement. Nearly half of the 5,000 Gen Xers surveyed by Charles Schwab this year said they are so saddled with debt or live on such tight budgets they can’t even think about saving.
“They’re not a saving generation — they’re spenders,” said Gio Van Remortel, a 36-year-old who studies her generation as a futurist at Social Technologies, a research and consulting firm in Washington.
Story continues below ↓
Melanie Keller, 35, admits that fact. She worries about retirement because she only has $3,000 put away in a 401(k) plan and has no other investments. But instead of socking away money for retirement, the pharmaceutical saleswoman is trying to save $60,000 so she can buy a starter home where she lives in San Jose, Calif.
“I am worried, but I don’t feel like after I pay all the bills — with rent, car payment — I have enough money” for savings, she said.
Indeed, the expenses of a house, car and all the other possessions that go along with being an adult often leave Gen Xers very little to sock away in a 401(k) system that grows money incrementally, said Van Remortel. Even if they are not supersizing their lives and living beyond their means, she said, many Gen Xers — generally defined as those born from 1965 to 1980 — carry significant debt due to college alone. Once they have kids, they begin to worry about saving for their college educations, and retirement planning often drops in priority.
Recognizing those pressures, investment firms are offering new incentives tailored to get Gen Xers to invest. The Principal Financial Group, which runs 401(k) plans for 47,000 employers and their 3 million workers, offers free music downloads to people who boost their contributions to retirement accounts. The company also sends financial counselors to the offices of their clients to offer free advice on 401(k) planning.
Fact File Generation X
— 62 percent say they live paycheck to paycheck.
— 56 percent have an outstanding credit-card balance of $3,000 or more.
— 62 percent of women say they have not bought any investment products.
— 45 percent of women would buy 30 pairs of shoes before saving $30,000 in retirement assets.
— 65 percent of women and 48 percent of men said they do not know how a mutual fund works.
— Nearly 65 percent did not know that when interest rates go up bond prices typically go down.
— 38 percent of women have not started saving for retirement.
Source: OppenheimerFunds
Broker Charles Schwab meanwhile has lowered its minimum balances to $100 for people opening new investment accounts and offers high-yield checking accounts linked to brokerage accounts. “If they can start with a checking account, they can invest easily over time,” said Jonathan Craig, a vice president at Schwab.
Still, Gen Xers may face bigger financial challenges than their parents and grandparents did. On top of the big mortgages, college loans and the rising child education costs, they face the fact that few employers offer traditional pensions anymore, meaning they take on more of the burden of retirement. Plus, the future of Social Security is more uncertain than ever. Unless Congress makes changes, the trust fund that helps pay for the federal entitlement is likely to be exhausted by 2040 — about the time most Gen Xers hit retirement.
Credit card debt, too, remains another big roadblock to many people. As many as 40 percent of Gen X women and 58 percent of men said they carried a credit card balance of $5,000 or more, according to a 2006 survey of 300 people by OppenheimerFunds. Nearly half of women interviewed said they would rather buy 30 pairs of shoes than save $30,000 for retirement.
Waiting to pay off that debt before saving for retirement could be a big mistake, said Doug Charney, president of the Charney Investment Group of Wachovia Securities in Harrisburg, Pa.
“Pay yourself first,” Charney said. He advises people to set aside at least 15 percent of their income into a retirement account. If that’s too much, people should start small with maybe 4 percent or 5 percent and gradually increase the contribution as they get pay raises.
“If you don’t save 10 percent of your income, you won’t be able to maintain the lifestyle you’re used to,” Charney said. For many people, that equates to saving about $2 million by retirement, after accounting for inflation. Those who haven’t put away enough money may have to work into their 70s. (Charney later sent an e-mail raising his target to 15 percent of income.)
Still, many people don’t understand how to invest or what is the best way to invest, and some are spending the retirement money they do save, according to surveys by financial institutions. As many as 40 percent of people cash out their 401(k) money when they leave a job rather than rolling the money over to grow in another retirement account, according to the Principal Financial Group.
Count Robert Betts as one of those people who made that decision. Burned out on his job at a Manhattan advertising agency, the 36-year-old Betts quit his job in 2005 and blew through $28,000 from his 401(k) plan while unemployed for 18 months. Now working for a Denver ad agency, he puts $500 a month into his 401(k) in an effort to catch up.
“When you see your 401(k) grow on top of what you put into it, it’s tough to swallow that you could have been doing that for 10 years,” said Betts. But he doesn’t regret using the retirement money to take time to clear his head.
“I could die poor in the gutter at 60, and I wouldn’t regret taking that money,” he said. “I’m much happier, and my career is on track.”
-Jeremy Stansfield
For Gen X, it's time to grow up and get a broker
Many say they have high debt, little ability to save for retirement
By Jennifer Alsever
MSNBC contributor
Generation X may have shed the slacker image over the past decade as its members moved beyond coffee shop jobs and into the suburbs, SUVs and corporate boardrooms. But when it comes to saving for retirement, the description still fits.
Most Gen Xers, the oldest of whom are heading into their 40s, are woefully behind in saving for retirement. Nearly half of the 5,000 Gen Xers surveyed by Charles Schwab this year said they are so saddled with debt or live on such tight budgets they can’t even think about saving.
“They’re not a saving generation — they’re spenders,” said Gio Van Remortel, a 36-year-old who studies her generation as a futurist at Social Technologies, a research and consulting firm in Washington.
Story continues below ↓
Melanie Keller, 35, admits that fact. She worries about retirement because she only has $3,000 put away in a 401(k) plan and has no other investments. But instead of socking away money for retirement, the pharmaceutical saleswoman is trying to save $60,000 so she can buy a starter home where she lives in San Jose, Calif.
“I am worried, but I don’t feel like after I pay all the bills — with rent, car payment — I have enough money” for savings, she said.
Indeed, the expenses of a house, car and all the other possessions that go along with being an adult often leave Gen Xers very little to sock away in a 401(k) system that grows money incrementally, said Van Remortel. Even if they are not supersizing their lives and living beyond their means, she said, many Gen Xers — generally defined as those born from 1965 to 1980 — carry significant debt due to college alone. Once they have kids, they begin to worry about saving for their college educations, and retirement planning often drops in priority.
Recognizing those pressures, investment firms are offering new incentives tailored to get Gen Xers to invest. The Principal Financial Group, which runs 401(k) plans for 47,000 employers and their 3 million workers, offers free music downloads to people who boost their contributions to retirement accounts. The company also sends financial counselors to the offices of their clients to offer free advice on 401(k) planning.
Fact File Generation X
— 62 percent say they live paycheck to paycheck.
— 56 percent have an outstanding credit-card balance of $3,000 or more.
— 62 percent of women say they have not bought any investment products.
— 45 percent of women would buy 30 pairs of shoes before saving $30,000 in retirement assets.
— 65 percent of women and 48 percent of men said they do not know how a mutual fund works.
— Nearly 65 percent did not know that when interest rates go up bond prices typically go down.
— 38 percent of women have not started saving for retirement.
Source: OppenheimerFunds
Broker Charles Schwab meanwhile has lowered its minimum balances to $100 for people opening new investment accounts and offers high-yield checking accounts linked to brokerage accounts. “If they can start with a checking account, they can invest easily over time,” said Jonathan Craig, a vice president at Schwab.
Still, Gen Xers may face bigger financial challenges than their parents and grandparents did. On top of the big mortgages, college loans and the rising child education costs, they face the fact that few employers offer traditional pensions anymore, meaning they take on more of the burden of retirement. Plus, the future of Social Security is more uncertain than ever. Unless Congress makes changes, the trust fund that helps pay for the federal entitlement is likely to be exhausted by 2040 — about the time most Gen Xers hit retirement.
Credit card debt, too, remains another big roadblock to many people. As many as 40 percent of Gen X women and 58 percent of men said they carried a credit card balance of $5,000 or more, according to a 2006 survey of 300 people by OppenheimerFunds. Nearly half of women interviewed said they would rather buy 30 pairs of shoes than save $30,000 for retirement.
Waiting to pay off that debt before saving for retirement could be a big mistake, said Doug Charney, president of the Charney Investment Group of Wachovia Securities in Harrisburg, Pa.
“Pay yourself first,” Charney said. He advises people to set aside at least 15 percent of their income into a retirement account. If that’s too much, people should start small with maybe 4 percent or 5 percent and gradually increase the contribution as they get pay raises.
“If you don’t save 10 percent of your income, you won’t be able to maintain the lifestyle you’re used to,” Charney said. For many people, that equates to saving about $2 million by retirement, after accounting for inflation. Those who haven’t put away enough money may have to work into their 70s. (Charney later sent an e-mail raising his target to 15 percent of income.)
Still, many people don’t understand how to invest or what is the best way to invest, and some are spending the retirement money they do save, according to surveys by financial institutions. As many as 40 percent of people cash out their 401(k) money when they leave a job rather than rolling the money over to grow in another retirement account, according to the Principal Financial Group.
Count Robert Betts as one of those people who made that decision. Burned out on his job at a Manhattan advertising agency, the 36-year-old Betts quit his job in 2005 and blew through $28,000 from his 401(k) plan while unemployed for 18 months. Now working for a Denver ad agency, he puts $500 a month into his 401(k) in an effort to catch up.
“When you see your 401(k) grow on top of what you put into it, it’s tough to swallow that you could have been doing that for 10 years,” said Betts. But he doesn’t regret using the retirement money to take time to clear his head.
“I could die poor in the gutter at 60, and I wouldn’t regret taking that money,” he said. “I’m much happier, and my career is on track.”
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